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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee.

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Sold

Sold·Closed Feb 21, 2025·13 days on market·Recent sales in Heron Isles·Heron Isles

96096 Out Creek Way

Yulee, FL 32097

$345,000sold priceListed at $350,000 · 98.6% of asking$195/sqftMLS# 2063528
4
Beds
2
Baths
1,770
Sq Ft
2011
Built
2
Garage
No
Pool

7 more homes for sale in Heron Isles →Search Heron Isles on the map

HOA $8/mo6,098 sqft lotSingle Family Residence1 story

About this home

Heron Isles

Welcome to your dream home in the desirable Heron Isles community! This charming 4-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience. With the CDD bond portion already paid off, you can enjoy peace of mind and lower monthly expenses. Step inside to find an inviting layout with spacious living areas perfect for family gatherings and entertaining friends. Paint & flooring have been updated for new owners. The fully fenced backyard and screened-in back porch provides a wonderful space for outdoor activities or gardening. Located just minutes away from shops and restaurants, and only 15 minutes to Fernandina Beach, this home truly has it all. Don't miss your chance to make this beautiful property yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,911
Property taxesest. at asking price, Nassau County$476
HOAbilled annually$8
Estimated total, before insurance$2,396/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,616/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$345,000
$69,000
Loan Term
Monthly Payment
$1,911
Principal & Interest: $1,911
Property taxes (est.): $476
Insurance (est.): $230
Estimated Total Monthly
$2,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,616/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 8, 2025Listed$350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120
96398 Commodore Point Drive, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$415,000$2344/21,770360.1
96034 Bass Lane, Yulee, FL 32097Listed by PREMIER COASTAL PROPERTIES, LLCJul 2026$315,000$2023/21,557530.1
97564 Albatross Drive, Yulee, FL 32097Listed by SHRIMP CAPITAL REALTYAug 2026$368,000$1844/21,9972350.5
97519 Albatross Drive, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATEAug 2026$365,000$1834/21,9972340.5
94011 Last Lane, Yulee, FL 32097Listed by ENTERA REALTY LLCSep 2026$299,900$1984/21,514550.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$350,000
Price / Sq Ft$198
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,770
Acres0.14 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address96096 Out Creek Way, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size6,098.4 sq ft
Parcel Number373N28074004380000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesOpen Floorplan
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Lot DescriptionCul-De-Sac
FencingFull, Wood

Additional Information

Date ListedJanuary 8, 2025
Days on Market13
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$4,615.98
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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