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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heron Isles, Yulee — a home near Yulee High School.

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Active

Active·23 days on market·Heron Isles

96007 Tidal Bay Court

Yulee, FL 32097

$285,000$245/sqftEst. $1,579/moMLS# 2165266
↓ $10,000 below original list
3
Beds
2
Baths
1,162
Sq Ft
2012
Built
1
Garage
No
Pool

6 more homes for sale in Heron Isles →Search Heron Isles on the map

FEMA Zone XHOA $8/mo7,405 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Heron Isles

Welcome to 96007 Tidal Bay Court, a well-maintained home in Yulee's Heron Isles community offering comfortable, low-maintenance living in a convenient location. Inside, you'll find durable LVP flooring throughout the main living areas and bedrooms, with a functional layout that makes excellent use of the space. Major updates include a NEWER ROOF installed in March 2025 and a new Ameristar HVAC system installed in 2026. Step outside to a spacious backyard with plenty of room to relax, play, garden, or entertain. A Whirlpool washer and dryer in the garage also convey. Enjoy low HOA fees and easy access to Yulee shopping, dining, I-95, Jacksonville International Airport, Kings Bay Naval Submarine Base, Mayport, and Jacksonville, while Fernandina Beach, Amelia Island, and Northeast Florida beaches are just a short drive away. Don't let this move-in-ready home pass you by--schedule your showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Nassau County$393
HOAbilled annually$8
Estimated total, before insurance$1,980/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,400/yr · $367/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $393
Insurance (est.): $190
Estimated Total Monthly
$2,162
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) · Public water (record)

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF (NassauCntyUtilsGDB) — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,400/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Price change$285,000−$10,000
  • Sep 17, 2026Listed$295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $245/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96025 Sunfish Lane, Yulee, FL 32097Listed by HOMEZU.COM OF FLORIDAJun 2026$290,000$2073/21,4001150.1
96003 Aqua Vista Court, Yulee, FL 32097Listed by WATSON REALTY CORPMay 2025$250,000$1873/21,34090.2
96028 Aqua Vista Court, Yulee, FL 32097Listed by NAVY TO NAVY HOMES LLCJul 2025$300,000$2253/21,33110.3
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.6
86512 Worthington Drive, Yulee, FL 32097Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$349,000$2443/21,432551.3
96497 Blackrock Road, Yulee, FL 32097Listed by KELLER WILLIAMS ST JOHNSSep 2026$272,200$2722/11,001301.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$245
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,162
Acres0.17 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address96007 Tidal Bay Court, Yulee, FL 32097
Area471-Nassau County-Chester/Pirates Woods Areas
SubdivisionHeron Isles
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,405.2 sq ft
Parcel Number373N28074000680000
ZoningResidential

Amenities

AmenitiesPark, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 17, 2026
Days on Market15
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$4,400.46
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CABANA LANE, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heron Isles

Heron Isles is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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