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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Jun 10, 2025·140 days on market·Recent sales in Atlantic Beach

2327 Seminole Road

Atlantic Beach, FL 32233

$1,000,000sold priceListed at $1,095,000 · 91.3% of asking$454/sqftMLS# 2059866
4
Beds
3.5
Baths
2,202
Sq Ft
1981
Built
2
Garage
No
Pool
HOA $225/mo3,049 sqft lotTownhouse3 stories

About this home

Atlantic Beach

4-bedroom, 3.5-bathroom townhome offers an impressive 2,202 square feet of thoughtfully designed living space, perfect for those seeking both comfort and style in Atlantic Beach. As you step inside, you'll be greeted by a beautifully opened-up and fully renovated kitchen that will delight any home chef. The oversized kitchen boasts elegant quartz countertops, sleek stainless steel appliances, a gas stove, farm sink, oversized island with seating, and ample cabinetry for all your storage needs. Enjoy stunning ocean views from both the kitchen, dining, and great room, allowing you to soak in the beauty of the sunrise each morning. The first-floor bedroom offers flexibility, whether you need a guest room, home office, or indoor gym. The primary suite with an oversized walk in closet as well as two additional bedrooms are situated on the third floor. Two balconies offer peaceful retreats to enjoy the the sound of waves and ever changing ocean views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,495
Property taxesest. at asking price, Duval County$1,633
HOAbilled monthly$225
Estimated total, before insurance$7,353/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,272/yr · $606/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:33 AM, sunset 6:46 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,272/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $439/sq ft; this home is listed at $497/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2325 Seminole Road, Atlantic Beach, FL 32233Listed by ERA ONETEAM REALTYAug 2025$1,100,000$5034/3.52,187770
2133 Seminole Road 4, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYDec 2025$610,000$3703/2.51,6501310.3
2233 Seminole Road 10, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2025$695,000$3553/2.51,960160.3
2058 Beach Avenue, Atlantic Beach, FL 32233Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYDec 2025$868,000$3813/2.52,2801210.4
2049 Seminole Road, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPOct 2025$720,000$4593/2.51,5691030.4
80 Beach Cottage Lane 201, Atlantic Beach, FL 32233Listed by WATSON REALTY CORPAug 2026$1,250,000$4394/42,8502600.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,095,000
Price / Sq Ft$497
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,202
Acres0.07 acres
Year Built1981
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2327 Seminole Road, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionThe Bluffs
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,049.2 sq ft
Parcel Number1689081206

Amenities

AmenitiesPool, Beach Access
UtilitiesCable Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewOcean

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Water Heater, Gas Oven, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Split System
# of Stories3
LevelsThree Or More
LaundryIn Unit, Lower Level
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony
FencingBack Yard
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedDecember 11, 2024
Days on Market140
HOA Fees$225 / Monthly
HOA FrequencyMonthly
HOA NameThe Bluffs
Tax Amount$7,271.51
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 10, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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