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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Oct 31, 2025·103 days on market·Recent sales in Atlantic Beach

2049 Seminole Road

Atlantic Beach, FL 32233

$720,000sold priceListed at $750,000 · 96% of asking$459/sqftMLS# 2094217
3
Beds
2.5
Baths
1,569
Sq Ft
2002
Built
1
Garage
No
Pool
No HOA3,049 sqft lotTownhouse2 stories

About this home

Atlantic Beach

Coastal living at its best! Wonderful townhouse is just one block to the ocean. This spacious home features 3 bedrooms, 2 full and 1 half baths. Well-constructed with open space upper floor living space is a non-HOA townhouse that must be seen to be appreciated. Kitchen with stainless steel appliances and granite countertops. Lovely wood floors throughout. Nice balcony to enjoy the ocean breezes. One car garage with extra parking space in the driveway. Close to Atlantic Beach Country Club and a short drive to town center.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,988
Property taxesest. at asking price, Duval County$1,176
Estimated total, before insurance$5,164/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,779/yr · $982/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$720,000
$144,000
Loan Term
Monthly Payment
$3,988
Principal & Interest: $3,988
Property taxes (est.): $1,176
Insurance (est.): $480
Estimated Total Monthly
$5,644
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $837,500 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$735,924$685,202—
2024$676,334$676,334—
2023$557,429$287,902—
2022$454,837$278,061—
2021$398,495$268,506—
2020$402,646$264,109—

2024 property taxes (current owner): $11,779/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $374/sq ft; this home is listed at $478/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2009 Seminole Road 2009, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCMay 2026$700,000$4113/2.51,704200.1
1913 Seminole Road, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLCSep 2026$725,000$3644/2.51,99350.3
2277 Seminole Road D, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$660,000$5503/31,20020.3
1820 Sevilla Boulevard 205, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$485,000$3742/21,2961710.5
1741 Seminole Road, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYFeb 2026$613,000$3483/2.51,7631420.5
791 Assisi Lane 803, Jacksonville, FL 32233Listed by IHEART REALTY INCJan 2026$135,000$1222/1.51,1091381

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$478
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,569
Acres0.07 acres
Year Built2002
TypeResidential
Sub-TypeTownhouse
StyleSpanish
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2049 Seminole Road, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionNorth Atlantic Beach
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size3,049.2 sq ft
Parcel Number1697120500

Amenities

UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Patio / PorchCovered
FencingBack Yard

Additional Information

Date ListedJune 19, 2025
Days on Market103
Tax Amount$11,778.55
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 31, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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