This home is in Atlantic Beach.
Sold·Closed Aug 21, 2026·260 days on market·Recent sales in Atlantic Beach
80 Beach Cottage Lane 201
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Welcome to your dream beachside retreat! This stunning, move-in ready home offers the perfect blend of modern elegance and relaxed coastal charm. Just a short stroll from the ocean, every day feels like a vacation in this beautifully updated residence. Step inside to discover a bright and airy open-concept layout, thoughtfully designed for both comfort and style. 1st floor features feather marble tile entry, a bedroom/den/office with French doors to the patio, full bath, understairs storage. 2nd floor is the heart of the home with a spacious great room that opens to a balcony, fully renovated kitchen with high-end Bosch appliances, Onyx countertops, custom painted cabinetry and a spacious island perfect for entertaining, and dining area with and additional bedroom.. 3rd floor is the primary suite with ocean breezes, balcony, a walk-in closet, and a luxurious spa-inspired bath, high ceilings, and one other bedroom. Natural light floods the living spaces thru oversized windows
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0038776 - City of Atlantic Beach · Public water (record)
County records show this parcel on central sewer served by FL0038776 - City of Atlantic Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,065,000 | $456,019 | — |
| 2024 | $998,000 | $442,460 | — |
| 2023 | $838,000 | $428,117 | — |
| 2022 | $722,500 | $414,192 | — |
| 2021 | $556,000 | $400,672 | — |
| 2020 | $524,000 | $394,450 | ▲ $19,000 |
2024 property taxes (current owner): $7,864/yr
Estimated taxes if purchased at asking price: ~$24,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$1,300,000
- Aug 21, 2026Pending$1,300,000
- Jul 15, 2026Active Under Contract$1,300,000
- Oct 27, 2025Listed$1,300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $278/sq ft; this home is listed at $456/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 67 W 8th Street, Atlantic Beach, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $570,000 | $278 | 4/3 | 2,048 | 64 | 1.8 |
| 13846 Atlantic Boulevard 911, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLC | Sep 2026 | $540,000 | $263 | 3/3 | 2,050 | 10 | 3.3 |
| 13892 Atlantic Boulevard, Jacksonville, FL 32225Listed by THE LEGENDS OF REAL ESTATE | Jun 2026 | $1,170,000 | $406 | 3/3 | 2,883 | 316 | 3.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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