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Active

Active·181 days on market

6400 State Rd 207

Elkton, FL 32033

$5,100,000$3493/sqftEst. $27,144/moMLS# 2053975
3
Beds
2
Baths
1,460
Sq Ft
1980
Built
2
Garage
No
Pool

About this home

Elkton

An investors dream or you can build your dream home on this unique 76.11 acre home site in St Johns County and enjoy endless opportunities. Looking for a quiet retreat of your own, but still want to be near the city life? Check out this 76.11 acre lot with home in Elkton Florida and off the main highway. The home on property is being sold ''as is'' It's within a few miles from St. Augustine. You will find an oasis with private road and lots of land. About 25 minutes from the beach, 10 minutes from the grocery store, and 1hour from Jax Int'l Airport. Property zoned 76.11, Seller only selling 72.59 acres.

Cost to own

Mortgage calculator

$5,100,000
$1,020,000
Loan Term
Monthly Payment
$25,762
Principal & Interest: $25,762
Est. Taxes & Insurance: $6,440
Estimated Total Monthly
$32,202
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$27,144
Property taxesest. at asking price, St. Johns County$6,786
Estimated total, before insurance$33,931/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$725,312$19,773
2025$212,823$140,540
2024$724,885$48,563
2024$203,784$135,872 $2,128
2023$795,086$46,102
2023$210,824$130,459
2022$749,711$51,383
2022$155,771$79,906
2021$637,938$49,350 $4,000
2021$126,123$76,123 $95,938
2020$650,844$47,501
2020$29,778$29,778

2023 property taxes (current owner): $1,626/yr

Estimated taxes if purchased at asking price: ~$81,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 14, 2026Listed$5,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$5,100,000
Price / Sq Ft$3,493
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,460
Total Structure Area1,460 sq ft
Acres72.59 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Pool FeaturesElectric Heat
Is WaterfrontNo

School Information

ElementarySouth Woods
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address6400 State Rd 207, Elkton, FL 32033
Area343-Molasses Junction/Elkton
SubdivisionESTATES AT ALOMA WOODS PH 3
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size3,162,020.4 sq ft
Lot Dimensions3,315,352 sq ft
Parcel Number0336500000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Available, Other
SewerPublic Sewer
Water SourceWell
ParkingOff Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Washer
HeatingCentral, Hot Water, Zoned
CoolingCentral Air, Electric
# of Stories1
LevelsOne and One Half

Exterior

Lot DescriptionFarm, Few Trees, Many Trees
Patio / PorchPorch
FencingOther
RoofMetal
ConstructionBrick
Road SurfaceDirt
Road FrontageOther

Additional Information

Date ListedJanuary 14, 2026
Days on Market534
Tax Amount$1,626.46
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE GARDNER EMPIRE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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