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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Elkton — a home near Pedro Menendez High School.

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Active

$5,100,0003 bd · 2 ba · 1,460 sq ft

Active·305 days on market

6400 State Rd 207

Elkton, FL 32033

$5,100,000$3493/sqftEst. $27,639/mo mortgageMLS# 2053975
3
Beds
2
Baths
1,460
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XNo HOA72.59 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Elkton

An investors dream or you can build your dream home on this unique 76.11 acre home site in St Johns County and enjoy endless opportunities. Looking for a quiet retreat of your own, but still want to be near the city life? Check out this 76.11 acre lot with home in Elkton Florida and off the main highway. The home on property is being sold ''as is'' It's within a few miles from St. Augustine. You will find an oasis with private road and lots of land. About 25 minutes from the beach, 10 minutes from the grocery store, and 1hour from Jax Int'l Airport. Property zoned 76.11, Seller only selling 72.59 acres.

The home, continued

6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo

The facts

Arrival

Style
Traditional
Built
1980
Lot
72.59 acres · 3,315,352 sq ft
Setting
Farm, Few Trees, Many Trees
Construction
Brick · Metal roof
Garage
2 spaces · Off Street

The home, continued

6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo

The facts

Living and kitchen

Living area
1,460 sq ft
Levels
One and One Half
Kitchen
Convection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Washer
Interior
Ceiling Fan(s), Eat-in Kitchen

The home, continued

6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo

The facts

The suites

Bedrooms
3
Baths
2 full

The home, continued

6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo

The facts

Outside

View
Trees/Woods
Porches
Porch

The home, continued

6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo
6400 State Rd 207, Elkton, FL 32033, photo

The facts

The rest of the house

Heating
Central, Hot Water, Zoned
Cooling
Central Air, Electric
Water and sewer
Well · Public Sewer

Photos, captions and facts from the listing in the realMLS feed.

Next steps in Southern St. Johns County

FollowNew Southern St. Johns County homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$27,639
Property taxesest. at asking price, St. Johns County$6,678
Estimated total, before insurance$34,318/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$5,100,000
$1,020,000
Loan Term
Monthly Payment
$27,639
Principal & Interest: $27,639
Property taxes (est.): $6,678
Insurance (est.): $3,400
Estimated Total Monthly
$37,718
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard (the whole 76-acre lot)

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$734,593$22,750—
2026$209,879$145,015—
2025$725,312$19,773—
2025$212,823$140,540—
2024$724,885$48,563—
2024$203,784$135,872▼ $2,128
2023$795,086$46,102—
2023$210,824$130,459—
2022$749,711$51,383—
2022$155,771$79,906—
2021$637,938$49,350▲ $4,000
2021$126,123$76,123▲ $95,938

2023 property taxes (current owner): $1,626/yr

Estimated taxes if purchased at asking price: ~$80,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Jan 14, 2026Listed$5,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $3,493/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6357 Armstrong Road, Elkton, FL 32033Listed by EXIT INSPIRED REAL ESTATEAug 2026$190,000$1124/21,7042581
5146 Clymer Road, Elkton, FL 32033Listed by FLORIDA HOMES REALTY & MTG LLCAug 2025$140,000$1043/21,34421.1
7310 State Road 207, Elkton, FL 32033Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$3213/21,68011.6
5821 Oak Street, Elkton, FL 32033Listed by ST AUGUSTINE REALTYApr 2026$347,000$2883/21,20652.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$5,100,000
Price / Sq Ft$3,493
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,460
Total Structure Area1,460 sq ft
Acres72.59 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Pool FeaturesElectric Heat
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementarySouth Woods
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address6400 State Rd 207, Elkton, FL 32033
Area343-Molasses Junction/Elkton
SubdivisionESTATES AT ALOMA WOODS PH 3
CityElkton
CountySt. Johns
StateFL
Zip Code32033
Lot Size3,162,020.4 sq ft
Lot Dimensions3,315,352 sq ft
Parcel Number0336500000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Available, Other
SewerPublic Sewer
Water SourceWell
ParkingOff Street
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Washer
HeatingCentral, Hot Water, Zoned
CoolingCentral Air, Electric
# of Stories1
LevelsOne and One Half

Exterior

Lot DescriptionFarm, Few Trees, Many Trees
Patio / PorchPorch
FencingOther
RoofMetal
ConstructionBrick
Road SurfaceDirt
Road FrontageOther

Additional Information

Date ListedJanuary 14, 2026
Days on Market305
Tax Amount$1,626.46
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE GARDNER EMPIRE REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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