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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Nov 18, 2024·163 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

342 Parkbluff Circle

Ponte Vedra, FL 32081

$900,000sold priceListed at $899,999 · 100% of asking$308/sqftMLS# 2024639
4
Beds
3.5
Baths
2,918
Sq Ft
2020
Built
3
Garage
No
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

HOA $83/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Twenty Mile Village

BRING YOUR OFFERS. Newly reduced to $899,999 + ask about the preferred lender (Future Home Loans) credit to be used toward rate buy down or closing costs!! Nestled within the gated community of The Settlement at Twenty Mile @ Nocatee, this Toll Brothers home exudes elegance, comfort, and modern convenience. 1st floor is designed for relaxation and entertainment, featuring a luxurious primary suite wi/serene backyard views, enlarged spa shower, and 2 walk-in closets; upgraded gourmet kitchen w/Kitchen Aid appliances, cabinets stacked to ceiling. Adjacent great room features gas fireplace perfect for cozy evenings/hosting gatherings w/ friends/family. 2nd floor reveals large loft area, ideal for a home office, media room, or children's play area. Spacious covered lanai and rear patio create a seamless transition between in/outdoor living spaces. ROOM FOR A POOL! Enjoy access to the resort-style amenities exclusive to Nocatee.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,985
Property taxesest. at asking price, St. Johns County$1,198
HOAbilled annually$83
Estimated total, before insurance$6,265/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$900,000
$180,000
Loan Term
Monthly Payment
$4,985
Principal & Interest: $4,985
Property taxes (est.): $1,198
Insurance (est.): $600
Estimated Total Monthly
$6,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,777 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $7,164/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 19, 2024Listed$899,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $308/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$755,000$3394/32,225100.1
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.2
592 Outlook Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,025,000$3044/3.53,376160.3
513 Spanish Creek Drive, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,250,000$3384/4.53,69660.3
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.4
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$899,999
Price / Sq Ft$308
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,918
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address342 Parkbluff Circle, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0680630330
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Gated, Park, Playground
UtilitiesNatural Gas Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchScreened
FencingFenced
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedNovember 19, 2024
Days on Market163
HOA Fees$993 / Annually
HOA FrequencyAnnually
HOA NameThe Settlement at Twenty Mile
Tax Amount$7,164.45
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GAME CHANGER REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 18, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines