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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

$476,9905 bd · 4.5 ba · 3,224 sq ft

Active·5 days on market

1450 Josie Lane

Jacksonville, FL 32218

$476,990$148/sqftEst. $2,601/mo mortgageMLS# 2172307
5
Beds
4.5
Baths
3,224
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $65/moSingle Family Residence2 storiesNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Move In Ready! Welcome to Lennar Homes- McGinnis floor plan! This thoughtfully designed two-story home offers flexible spaces and modern comfort throughout. A main-level bedroom suite with a private full bathroom provides an ideal option for guests, a home office, or a private studio. The stylish kitchen opens seamlessly to the living and dining areas, creating a welcoming space for everyday living and entertaining, while the adjacent covered patio extends the living space outdoors year-round. Upstairs, a versatile loft provides additional space for a media area, playroom, or home office. Four additional bedrooms include a spacious owner's suite featuring a private suite bathroom with dual vanities and a walk-in closet. With its flexible floor plan, open-concept design, and well-appointed spaces, this home is designed to accommodate the way you live today and grow with you over time. (Conditions may apply)

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,601
Property taxesest. at asking price, Duval County$779
HOAbilled semi-annually$65
Estimated total, before insurance$3,444/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$476,990
$95,398
Loan Term
Monthly Payment
$2,601
Principal & Interest: $2,601
Property taxes (est.): $779
Insurance (est.): $318
Estimated Total Monthly
$3,697
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 4, 2026Listed$476,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $148/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1480 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$418,596$1394/33,005790
1432 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$397,990$1764/2.52,257490
1468 Josie Lane, Jacksonville, FL 32219Listed by LENNAR REALTY INCAug 2026$443,490$1764/22,52130
1516 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCOct 2026$389,990$1734/2.52,257270.1
15791 Lexington Park Boulevard, Jacksonville, FL 32218Listed by WHOLESALE REALTY LLCJun 2026$349,500$1534/22,287230.4
1569 Paso Fino Drive, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2026$390,000$1574/32,48540.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$476,990
Price / Sq Ft$148
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,224
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
County schoolsJacksonville Area Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1450 Josie Lane, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionSeaton Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Dimensions50 X 125
Parcel Number000
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Pickleball, Playground, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Screened
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedNovember 4, 2026
Days on Market5
HOA Fees$387.25 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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