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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$454,9003 bd · 2 ba · 1,897 sq ft

Active·2 days on market

11627 Brush Ridge Circle N

Jacksonville, FL 32225

$454,900$240/sqftEst. $2,465/mo mortgageMLS# 2172232
Open house Wed, Nov 18 · 11:45 am–1:15 pm
3
Beds
2
Baths
1,897
Sq Ft
1988
Built
2
Garage
No
Pool
FEMA Zone XHOA $170/mo6,970 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

ONE OF A KIND, this 3 bedroom, 2 bathroom, 2 car garage custom renovation is filled with endless details that will make you feel right at home! Welcomed by Radiant natural light and extra tall ceilings in the living room, this home feels incredibly spacious but offers a cozy charm. The completely renovated kitchen offers new cabinets, countertops, new appliances plus a charming breakfast nook! Stepping into the extra large master bedroom you'll love the two sink vanity and FULLY renovated bathroom. A few highlights include the 2022 roof, 2026 HVAC, and outdoor kitchen. Offering luxuries such as two beautifully renovated bathrooms, great storage space and excellent location, you'll never want to leave. This property offers everything you've been dreaming of, call to schedule you tour today!

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,465
Property taxesest. at asking price, Duval County$745
HOAbilled monthly$170
Estimated total, before insurance$3,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,357/yr · $196/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$454,900
$90,980
Loan Term
Monthly Payment
$2,465
Principal & Interest: $2,465
Property taxes (est.): $745
Insurance (est.): $303
Estimated Total Monthly
$3,513
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$305,160$105,473—

2025 property taxes (current owner): $2,357/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 11, 2026Active$454,900
  • Nov 10, 2026Price change$454,900+$5,000
  • Nov 3, 2026Listed$449,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11636 Brush Ridge Circle N, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$385,000$2343/21,643210
11987 Arbor Lake Drive, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$388,900$2553/21,526250.3
11185 Ridgetop Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$240,000$1733/21,390430.7
11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$513,500$2343/22,19430.7
4528 Bay Harbour Drive, Jacksonville, FL 32225Listed by MERO REALTYOct 2026$510,000$2344/2.52,184410.8
3329 Cancun Drive E, Jacksonville, FL 32225Listed by WATSON REALTY CORPSep 2026$285,000$1923/21,48550.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$454,900
Price / Sq Ft$240
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,897
Acres0.16 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryDon Brewer, reported on 6 other The Valley listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address11627 Brush Ridge Circle N, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionThe Valley
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size6,969.6 sq ft
Parcel Number1606715026

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Split Bedrooms
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Exterior FeaturesOutdoor Kitchen
Lot DescriptionMany Trees
Patio / PorchCovered
FencingWood
RoofShingle
Other StructuresShed(s)

Additional Information

Date ListedNovember 11, 2026
Days on Market2
HOA Fees$170 / Monthly
HOA FrequencyMonthly
HOA NameHidden hills
Tax Amount$2,357.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

11/18/2026

11:45 am - 1:15 pm