This home is in Jacksonville — a pool home in Jacksonville.
$353,0003 bd · 2 ba · 1,528 sq ft
Active·11 days on market
10441 Old Plank Road
Jacksonville, FL 32220
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
10441 Old Plank Rd is a one-story Jacksonville detached residence with an open layout and a backyard pool. The kitchen provides abundant cabinetry, broad counter space, and visible appliances for everyday meal preparation. The main living area connects to the kitchen and features a fireplace that anchors the room. The primary bedroom includes a walk-in closet for organized storage and connects to an adjoining bathroom with double sinks. A second bathroom provides a tub-and-shower combination and vanity storage. The rear patio extends beside the clear in-ground pool, while the attached two-car garage adds covered parking and storage, completing this functional residence with practical indoor and outdoor spaces. Included 100-Day Home Warranty with buyer activation
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 1.5-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1985)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,729 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Camp Milton Historic Preserveabout 2 mi · 1.3 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 7 mi · Cedar River
Closest kayak & paddleboard launch
Charles Reese Memorial Park Kayak Launchabout 8 mi · St. Johns River - Trout River (Jacksonville)
Closest youth league fields
Normandy Centerabout 4 mi · Baseball, Football
Closest grocery store
Winn-Dixieabout 4 mi · 7921 Normandy Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,128/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 29, 2026Listed$353,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $231/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 782 Wellhouse Drive, Jacksonville, FL 32220Listed by NORTH FLORIDA REAL ESTATE SOLUTIONS INC | Oct 2026 | $470,000 | $237 | 3/2 | 1,986 | 115 | 0.3 |
| 11215 Martin Lakes Drive N, Jacksonville, FL 32220Listed by OPENDOOR BROKERAGE, LLC. | Jul 2026 | $305,000 | $187 | 3/2 | 1,635 | 20 | 0.8 |
| 10817 Grayson Street, Jacksonville, FL 32220Listed by MOMENTUM REALTY | Sep 2026 | $245,000 | $157 | 3/2 | 1,560 | 71 | 0.9 |
| 1185 Heritage Estates Trace, Jacksonville, FL 32220Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $510,000 | $276 | 3/2 | 1,847 | 24 | 0.9 |
| 11380 Old Plank Road, Jacksonville, FL 32220Listed by PONTE VEDRA & COMPANY REAL ESTATE LLC | May 2026 | $340,000 | $203 | 3/2 | 1,676 | 1 | 0.9 |
| 10875 Flamingo Avenue, Jacksonville, FL 32220Listed by WATSON REALTY CORP | Apr 2026 | $297,000 | $191 | 3/2 | 1,555 | 20 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OPENDOOR BROKERAGE, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines