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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$305,0002 bd · 2 ba · 1,473 sq ft

Active·13 days on market

4242 Ortega Boulevard 18

Jacksonville, FL 32210

$305,000$207/sqftEst. $1,663/mo mortgageMLS# 2171013
2
Beds
2
Baths
1,473
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XHOA $325/mo871 sqft lotCondominium1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Discover this bright and inviting second-floor flat offering 1,473 square feet of comfortable living space with 2 bedrooms and 2 bathrooms in the heart of historic Ortega. Many fresh updates, featuring beautiful new quartz countertops, fresh paint throughout, and all-new electrical outlets for modern convenience and peace of mind. Enjoy the charm of one of Jacksonville's most desirable historic neighborhoods. Ortega is known for its tree-lined streets, classic architecture, and relaxed riverside lifestyle. Several waterfront parks—including Stockton Park, Seminole Park, and Cortez Park—are just a short distance away, perfect for morning walks, sunset views along the St. Johns and Ortega Rivers, fishing, or simply relaxing by the water. Conveniently located near the Historic Shops of Avondale, Downtown Jacksonville, and NAS Jacksonville, this second-floor condo combines updated finishes with an unbeatable location. Don't miss the opportunity to make this charming Ortega residence yours.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,663
Property taxesest. at asking price, Duval County$498
HOAbilled monthly$325
Estimated total, before insurance$2,486/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$769/yr · $64/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,663
Principal & Interest: $1,663
Property taxes (est.): $498
Insurance (est.): $203
Estimated Total Monthly
$2,364
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $769/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 27, 2026Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4300 Lakeside Drive 9, Jacksonville, FL 32210Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDENov 2026$457,000$2723/21,68060.9
5303 Ortega Boulevard 204, Jacksonville, FL 32210Listed by WATSON REALTY CORPApr 2026$360,000$2153/31,67521.3
5303 Ortega Boulevard 208, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMar 2026$380,000$2203/21,72531.3
5400 Water Oak Lane 402, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATEApr 2026$280,000$1463/31,91201.4
5375 Ortega Farms Boulevard 1008, Jacksonville, FL 32210Listed by PACIFICO PROPERTIESSep 2026$150,000$1382/1.51,0901041.6
5375 Ortega Farms Boulevard 1110, Jacksonville, FL 32210Listed by RE/MAX SPECIALISTSMay 2026$275,000$1863/21,4772681.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$305,000
Price / Sq Ft$207
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,473
Acres0.02 acres
Year Built1964
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4242 Ortega Boulevard 18, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega Boulevard Con
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size871.2 sq ft
Parcel Number1016080136

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer
AppliancesDishwasher, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 27, 2026
Days on Market13
HOA Fees$325 / Monthly
HOA FrequencyMonthly
HOA NameOrtega Blvd condominium Association
HOA Fee IncludesMaintenance Grounds
Tax Amount$769.41
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORVILLE REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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