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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active·Listed today

61 Waterbridge Place

Ponte Vedra Beach, FL 32082

$2,995,000$828/sqftEst. $16,459/mo mortgageMLS# 2170669
5
Beds
4.5
Baths
3,616
Sq Ft
2018
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $75/mo13,068 sqft lotSingle Family Residence2 stories

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About this home

Ponte Vedra Beach

This custom 5-bedroom, 4.5-bath home with an office and upstairs loft living area is located on a spacious cul-de-sac lot in the Waterbridge community, a hidden gem in Old Ponte Vedra. Situated between the Inn and Club and the Lodge and Club and less than a mile walk to the Solana beach access, the location is resort living at its best. Completed in 2018, this bright and airy coastal modern home boasts shiplap detailing, 12-foot ceilings in the living room and primary bedroom, 10-foot ceilings elsewhere, and European white oak floors throughout. The kitchen features custom River City cabinetry, a large island with seating for 6, double convection ovens, a gas cooktop, warming and microwave drawers, a dual-column built-in fridge and freezer, a spacious custom pantry with a coffee bar, and a wet bar with an ice maker and large wine fridge.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$16,459
Property taxesest. at asking price, St. Johns County$3,985
HOAbilled annually$75
Estimated total, before insurance$20,519/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,818/yr · $818/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,995,000
$599,000
Loan Term
Monthly Payment
$16,459
Principal & Interest: $16,459
Property taxes (est.): $3,985
Insurance (est.): $1,997
Estimated Total Monthly
$22,441
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,809 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:36 AM, sunset 6:43 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,818/yr

Estimated taxes if purchased at asking price: ~$47,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 26, 2026Active$2,995,000
  • Oct 23, 2026Listed$2,995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $999/sq ft; this home is listed at $828/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
521 Sunset Drive, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,575,000$6034/3.52,61440.4
48 Jackson Avenue, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Oct 2026$1,825,000$5944/33,073980.6
571 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJul 2026$10,250,000$2,3535/5.54,35700.6
57 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$1,340,000$5203/32,57560.6
418 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by INI REALTYSep 2026$5,400,000$1,9263/32,804780.7
346 Pablo Terrace, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$3,950,000$9994/43,954480.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,995,000
Price / Sq Ft$828
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,616
Acres0.30 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated
Is WaterfrontNo
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address61 Waterbridge Place, Ponte Vedra Beach, FL 32082
Area251-Ponte Vedra Beach-E Of A1A-N Of Corona Rd
SubdivisionWaterbridge Place
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size13,068 sq ft
Parcel Number0614500070
ZoningResidential

Amenities

AmenitiesMaintenance Grounds
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Outside
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated, Private

Exterior

Exterior FeaturesOutdoor Kitchen, Outdoor Shower
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionFiber Cement
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 26, 2026
Days on Market0
HOA Fees$900 / Annually
HOA FrequencyAnnually
HOA NameWaterbridge / Crescent Management Services
HOA Fee IncludesMaintenance Grounds
Tax Amount$9,817.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines