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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Active·Listed today

16 Seascape Circle

St. Augustine, FL 32080

$824,000$455/sqftEst. $4,528/mo mortgageMLS# 2170585
Open house Sun, Oct 25 · 1:00 pm–4:00 pm
3
Beds
2.5
Baths
1,812
Sq Ft
1986
Built
2
Garage
No
Pool
HOA $125/mo3,920 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Put your toes in the sand and embrace life by the ocean! Tucked within a small enclave of homes along Seascape Circle, east of A1A South, this beautifully refreshed 3 Bedrooms/2 Bath home is just steps from Crescent Beach via the community's deeded beach dune walkway. An impressive makeover over the past six years includes new windows, roof, air conditioning, and an updated interior, making this coastal retreat a must-see. A welcoming paver courtyard entrance sets the tone for relaxed living. Unwind on the patio or stroll to the beach to watch the sun rise over the Atlantic. Located just north of SR 206, with convenient access to northbound and southbound I-95, this home blends beachside charm with everyday convenience. Start your morning with ocean breezes and sand between your toes—what could be better?

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,528
Property taxesest. at asking price, St. Johns County$1,096
HOAbilled quarterly$125
Estimated total, before insurance$5,750/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,039/yr · $587/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$824,000
$164,800
Loan Term
Monthly Payment
$4,528
Principal & Interest: $4,528
Property taxes (est.): $1,097
Insurance (est.): $549
Estimated Total Monthly
$6,174
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,039/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2026Listed$824,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $448/sq ft; this home is listed at $455/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6301 A1A S, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCApr 2026$930,000$4423/2.52,106940.1
254 Jellison Road, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESOct 2026$650,000$4563/21,4241580.2
6401 Putnam Street, St. Augustine, FL 32080Listed by HOUWZER, INC.Jan 2026$825,000$5013/21,6471450.3
6306 Gomez Road, St. Augustine, FL 32080Listed by PACIFICO PROPERTIESJun 2026$755,000$4483/21,68620.4
6832 Middleton Avenue, St. Augustine, FL 32080Listed by WATSON REALTY CORPSep 2026$722,000$4033/2.51,79170.5
6951 Middleton Avenue, St. Augustine, FL 32080Listed by FIV REALTY CO FLORIDA LLCDec 2025$462,500$2923/31,583160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$824,000
Price / Sq Ft$455
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,812
Acres0.09 acres
Year Built1986
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address16 Seascape Circle, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSeascape
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size3,920.4 sq ft
Lot Dimensions50 x 76
Parcel Number1829500040
ZoningResidential

Amenities

AmenitiesBeach Access, Management - Full Time
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesCourtyard
Patio / PorchPatio
FencingBack Yard, Wood
RoofMetal
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 23, 2026
Days on Market1
HOA Fees$375 / Quarterly
HOA FrequencyQuarterly
HOA NameCoastal Realty
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,039.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/25/2026

1:00 pm - 4:00 pm