Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ocean Grande, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active·Listed today·Ocean Grande

425 N Ocean Grande Drive N 201

Ponte Vedra Beach, FL 32082

$795,000$356/sqftEst. $4,369/mo mortgageMLS# 2170565

Beds

Baths

2,236

Sq Ft

2004

Built

Garage

Pool

4 more homes for sale in Ocean Grande →Search Ocean Grande on the map

HOA $1026/moCondominium1 story

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About this home

Ocean Grande

YES, a corner unit with a stunning view has just become available at Ocean Grande. 3 Bedrooms and 3 full bathrooms in this well designed condo, 2238 square feet facing the intracoastal waterway. Spend quiet time watching the boats travel up and down the waterway, watch the fishermen come up the little canals toward your unit at high tide or the pink spoonbills searching for a meal. Amazing sunsets await you from your wrap around, screen lanai that faces west. This beautifully upgraded unit comes with a gourmet kitchen, enough room easily for 2 chefs! Bosh appliances, double ovens and a GE Cafe refrigerator. This condo comes with membership to the beautiful SPV Ocean Club across the street. Enjoy your day by starting off with a walk on the beach, take a swim pool or enjoy an exercise class at the club. Join the book club and other social gatherings for an easy way to meet new friends. Tennis and Pickleball is also a great favorite in the neighborhood. Golf courses are numerous in

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,369

Property taxesest. at asking price, St. Johns County$1,058

HOAbilled monthly$1,026

Estimated total, before insurance$6,453/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,947/yr · $746/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$795,000

Down Payment: 20%

$159,000

Interest Rate: 7.32%

Loan Term

Monthly Payment

$4,369

Principal & Interest: $4,369

Property taxes (est.): $1,058

Insurance (est.): $530

Estimated Total Monthly

$5,957

*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile, Other — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Usina beach access
about 1 mi · 5 parking spaces
Closest park or preserve
Stokes Landing Conservation Area
31 min drive · 1.9 mi of trails
Closest public boat ramp
GTM Guana River Dam Recreation Area – River Access Ramp
about 4 mi · Guana River
Closest kayak & paddleboard launch
Fort Mose Historic State Park – Kayak Launch Dock
about 3 mi · Robinson Creek - Tolomato River
Closest youth league fields
Ketterlinus Gym Community Center
15 min drive · Basketball
Closest grocery store
Winn-Dixie
15 min drive · 3551 N Ponce De Leon Blvd, St Augustine

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,947/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Oct 23, 2026Listed$795,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $296/sq ft; this home is listed at $356/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
425 N Ocean Grande Drive 104, Ponte Vedra Beach, FL 32082Listed by NON MLS (realMLS)	Oct 2026	$550,000	$270	3/2	2,036	1	0
425 N Ocean Grande Drive 105, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED	Mar 2026	$525,000	$258	3/3	2,034	148	0
415 N Ocean Grande Drive 305, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS	Feb 2026	$601,500	$296	3/3	2,035	780	0
425 N Ocean Grande Drive 205, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED	Sep 2025	$550,000	$270	3/3	2,035	79	0
435 Ocean Grande Drive 306, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED	Oct 2026	$843,000	$377	3/3	2,239	70	0.1
445 N Ocean Grande Drive 101, Ponte Vedra Beach, FL 32082Listed by RE/MAX UNLIMITED	Jul 2026	$735,000	$329	3/3	2,236	66	0.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$795,000

Price / Sq Ft$356

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,236

Year Built2004

TypeResidential

Sub-TypeCondominium

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesWest

School Information

This listingNo schools reported in the MLS

ElementaryKetterlinus, reported on 15 other Ocean Grande listings

MiddleSebastian, reported on 15 other Ocean Grande listings

HighSt. Augustine, reported on 15 other Ocean Grande listings

County schoolsSt. Johns County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address425 N Ocean Grande Drive N 201, Ponte Vedra Beach, FL 32082

Area264-South Ponte Vedra Beach

SubdivisionOcean Grande

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number1422291121

Amenities

AmenitiesCable TV, Clubhouse, Elevator(s), Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Off Site, Pickleball, Tennis Court(s), Trash

Community FeaturesSidewalks, Street Lights, Gated, Curbs

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Gated, Guest, Unassigned

ViewIntracoastal, Protected Preserve, Trees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Elevator, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Disposal, Electric Oven, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric, Separate Meters

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryIn Unit

SecurityClosed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Kitchen, Tennis Court(s)

Lot DescriptionWetlands

Patio / PorchCovered, Front Porch, Rear Porch, Screened, Wrap Around

FencingBack Yard, Wrought Iron

RoofTile, Other

ConstructionBlock, Concrete, Stucco

Road FrontagePrivate Road

Additional Information

Date ListedOctober 23, 2026

Days on Market2

HOA Fees$1,026 / Monthly

HOA FrequencyMonthly

HOA NameOcean Grande Association

HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Other

Tax Amount$8,946.92

Tax Year2025

Listing TermsCash, Conventional

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: RE/MAX UNLIMITED

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Grande

Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

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Your Local Realtor

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines