This home is in Ocean Grande, Ponte Vedra Beach.
Active Under Contract·72 days on market·Ocean Grande
445 N Ocean Grande Drive 101
Ponte Vedra Beach, FL 32082
About this home
Ocean Grande
Don't miss this exceptional condo at Ocean Grande. One owner only, built in 2006 with upgrades galore! This condo is in the last building built and has the most private location. NEW AC unit and complete duct cleaning completed on 6/30/2026. Beautiful views of the intracoastal and marsh with spectacular sunsets. The Membership to South Ponte Vedra Ocean Club is included. Upgrades include marble countertops throughout the kitchen area, all bathrooms have been renovated, plantation shutters, electric storm shutters, and not just one storage unit but 2 STORAGE UNITS! Every condo comes with a single car garage. Come enjoy beach living at it's finest. Extremely well managed association, financially strong. Maintenance fee includes, TV, WiFi, water, gas for your grill, fireplace and stove top, pest control, all outside maintenance and upkeep
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $630,000 | $280,572 | — |
| 2024 | $670,000 | $271,816 | — |
| 2023 | $627,750 | $262,297 | — |
| 2022 | $482,000 | $257,555 | — |
| 2021 | $419,000 | $249,083 | — |
| 2020 | $419,000 | $244,954 | — |
2025 property taxes (current owner): $3,956/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,821 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 8, 2026Active Under Contract$750,000
- May 3, 2026Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ocean Grande
Ocean Grande is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Ocean Grande homes for sale →Listing Courtesy of: RE/MAX UNLIMITED
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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