This home is in Jacksonville.
Active·2 days on market
646 Remington Forest Drive
Jacksonville, FL 32259
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
WELCOME HOME! Well cared for and ready for its next owner, this 4BR/2BA brick home sits on a 0.40-acre lot in Remington Forest, an established St. Johns neighborhood with tree-lined streets and NO HOA. The big-ticket items are handled: roof is 8 years old, HVAC is 2 years old, and a generator is wired to the house for storm season. Inside, solar tubes pull in natural light, a wood-burning fireplace adds warmth, and Bosch, LG and Whirlpool appliances are in place. Past updates have been well maintained, so it's move-in ready with room to bring your own style. Out back is where this one shines: an enclosed patio overlooking an expansive fenced yard, two storage sheds, and a double-wide gate that fits a vehicle, perfect for a boat or trailer. Up front, a wide driveway parks three cars alongside the 2-car garage. Public water with septic in good condition, no monthly sewer bill. Mature trees and backs up to a preserve, with room to spread out, and no HOA rules on how you use it!
Next steps in Fruit Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,063 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 19 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Parkabout 0.7 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 4 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launchabout 1 mi · St. Johns River
Closest youth league fields
Switzerland Point Parkabout 0.4 mi · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publixabout 3 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,233/yr
Estimated taxes if purchased at asking price: ~$6,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Listed$424,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $258/sq ft; this home is listed at $235/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 530 Remington Forest Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $420,000 | $215 | 3/2 | 1,955 | 57 | 0.2 |
| 2683 Foxhunt Trail, St. Johns, FL 32259Listed by SAM FOLDS, INC., REALTORS | Sep 2026 | $575,000 | $333 | 3/2 | 1,726 | 19 | 0.7 |
| 786 Swiss Oaks Court, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $510,000 | $246 | 4/2 | 2,077 | 34 | 0.9 |
| 1161 Whispering Pines Road, St. Johns, FL 32259Listed by FLORIDA'S CHOICE REALTY LLC | Oct 2026 | $655,000 | $312 | 3/3 | 2,097 | 38 | 1 |
| 434 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Oct 2026 | $468,432 | $223 | 3/2.5 | 2,096 | 18 | 1.1 |
| 428 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES | Sep 2026 | $448,561 | $258 | 3/2 | 1,738 | 21 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IDEAL REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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