This home is in Jacksonville.

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Active

Active·54 days on market

12107 Yew Tree Road

Jacksonville, FL 32218

$382,350$177/sqftEst. $1,949/moMLS# 2148302

Beds

Baths

2,160

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Introducing the Elston+, a spacious two-story home offering 2,160 square feet of thoughtfully designed living space. With 4 bedrooms, 2,5 bathrooms, and a 2-car garage, this versatile floor plan is perfect for large families or multigenerational households who need room to grow while maintaining comfort and privacy. The heart of the home is the open-concept kitchen, featuring beautiful quartz countertops, abundant prep space, and a large center island that overlooks the gathering room. Whether you're hosting friends or enjoying a busy weeknight dinner, this layout keeps everyone connected. The area has multiple windows which make the space have plenty of natural light. Upstairs, the spacious owner's suite offers a relaxing retreat with dual vanities topped with quartz countertops, a large walk-in closet, and plenty of natural light. Three additional bedrooms provide flexibility for family members, home offices, or hobby rooms.

Cost to own

Mortgage calculator

Home Price

$382,350

Down Payment: 20%

$76,470

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,949

Principal & Interest: $1,949

Property taxes (est.): $624

Insurance (est.): $255

Estimated Total Monthly

$2,829

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,949

Property taxesest. at asking price, Duval County$624

HOAbilled quarterly$9

Estimated total, before insurance$2,583/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History