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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Stonebridge, Jacksonville — a gated community home in Jacksonville.

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Active

Active·1 day on market·Stonebridge

7990 Baymeadows Road E 1126

Jacksonville, FL 32256

$194,900$162/sqftEst. $1,080/mo mortgageMLS# 2170149
3
Beds
2
Baths
1,206
Sq Ft
2003
Built
—
Garage
No
Pool

2 more homes for sale in Stonebridge →Search Stonebridge on the map

FEMA Zone XHOA $451/moCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Stonebridge

Competitively priced for an immediate sale, this exceptionally maintained third-floor condominium represents an outstanding residential or investment opportunity within the highly desirable, gated Stonebridge community in Jacksonville's Southside corridor. Spanning a spacious three-bedroom, two-bathroom floor plan, the residence features a functional split-bedroom layout designed to maximize daily privacy for families, guests, or a dedicated home office. The interior showcases a tasteful, cohesive combination of carpet, tile, and laminate flooring throughout, while the top-floor positioning ensures a quiet living environment with no overhead foot traffic. Residents will enjoy the convenience of a dedicated, covered carport space alongside exclusive access to premium community amenities, including a resort-style swimming pool, a fully equipped fitness center, and a clubhouse. Strategically situated just minutes from St. Johns Town Center and the University of North Florida (UNF).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,080
Property taxesest. at asking price, Duval County$318
HOAbilled monthly$451
Estimated total, before insurance$1,849/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,397/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$194,900
$38,980
Loan Term
Monthly Payment
$1,080
Principal & Interest: $1,080
Property taxes (est.): $318
Insurance (est.): $130
Estimated Total Monthly
$1,528
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,397/yr

Estimated taxes if purchased at asking price: ~$3,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 20, 2026Listed$194,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $153/sq ft; this home is listed at $162/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7990 Baymeadows Road E 803, Jacksonville, FL 32256Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$175,000$1453/21,2061270.1
7990 Baymeadows Road E 520, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$195,500$1393/21,408900.1
7990 Baymeadows Road E 201, Jacksonville, FL 32256Listed by MOMENTUM REALTYSep 2026$185,000$1533/21,20690.1
7990 Baymeadows Road E 918, Jacksonville, FL 32256Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$198,000$1643/21,206600.1
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248700.3
7800 Point Meadows Drive 1514, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNSSep 2026$169,000$1392/21,21920.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,900
Price / Sq Ft$162
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,206
Year Built2003
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7990 Baymeadows Road E 1126, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionStonebridge
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677471234

Amenities

AmenitiesPool, Fitness Center, Park
Community FeaturesGated
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Parking Lot

Interior

AppliancesElectric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedOctober 21, 2026
Days on Market0
HOA Fees$451 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
Tax Amount$2,397.4
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Stonebridge

Stonebridge is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32256.

View all Stonebridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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