Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 46
Active

Active·6 days on market

10206 N Shoreview

Jacksonville, FL 32218

$444,000$179/sqftEst. $2,459/mo mortgageMLS# 2169518
4
Beds
2.5
Baths
2,485
Sq Ft
1965
Built
2
Garage
No
Pool
FEMA Zone AENo HOA0.50 acresWaterfrontSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Set along a cul-de-sac street, this beautifully renovated waterfront home sits on a spacious half-acre corner lot with NO HOA! Offering 4 bedrooms, 2.5 bathrooms and 2,485 sq. ft. of living space, the home features a remodeled kitchen, renovated bathrooms, updated windows and modern finishes throughout. Hardwood flooring adds warmth, while the updated primary bathroom features dual vanities, an illuminated mirror and sleek fixtures. The living space extends outdoors to a spacious covered deck overlooking the expansive backyard, complete with a hot tub and plenty of room for entertaining. With direct tidal waterfront frontage, enjoy fishing from your own backyard or unwind in the gazebo overlooking the water. A 2-car garage and storage shed provide additional storage options. A rare opportunity to enjoy the comforts of a renovated home and the charm of waterfront living.

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,459
Property taxesest. at asking price, Duval County$725
Estimated total, before insurance$3,184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$444,000
$88,800
Loan Term
Monthly Payment
$2,459
Principal & Interest: $2,459
Property taxes (est.): $725
Insurance (est.): $296
Estimated Total Monthly
$3,480
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,655 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$277,875$0—
2024$276,342$0—
2023$277,043$0▲ $8,465
2022$226,937$0—
2021$177,190$0—
2020$172,361$0—

2025 property taxes (current owner): $384/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Listed$444,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9414 Carbondale Drive E, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERYJul 2026$275,000$1474/2.51,8672030.8
10514 Monaco Drive, Jacksonville, FL 32218Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYJun 2026$309,020$1764/21,75900.8
9369 Madison Avenue, Jacksonville, FL 32208Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$325,000$1644/31,97851
10803 Gladwynne Road, Jacksonville, FL 32218Listed by REAL BROKER LLCJun 2026$253,000$1324/21,917761.2
11176 Gwen Lane, Jacksonville, FL 32218Listed by RE/MAX SPECIALISTSJun 2026$310,000$1633/2.51,902421.2
1733 Gallahadion Court, Jacksonville, FL 32218Listed by OFFERPAD BROKERAGE FL LLCOct 2026$335,000$1654/22,027271.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$444,000
Price / Sq Ft$179
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,485
Total Structure Area3,213 sq ft
Acres0.50 acres
Year Built1965
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10206 N Shoreview, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionShorewood
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size21,780 sq ft
Parcel Number0209610000

Amenities

Community FeaturesStreet Lights, Curbs
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAdditional Parking, Attached, Garage
ViewIntracoastal, River

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesAbove Ground, Private

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
RoofShingle
ConstructionBrick Veneer, Vinyl Siding
Other StructuresGazebo, Shed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 16, 2026
Days on Market0
Tax Amount$384
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines