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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vilano Beach, St. Augustine — a home near St. Augustine High School.

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Active

Active·3 days on market·Vilano Beach

0 Coastal Highway

St. Augustine, FL 32084

$1,300,000Est. $7,201/moMLS# 2169386
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool

7 more homes for sale in Vilano Beach →Search Vilano Beach on the map

FEMA Zone VENo HOA0.51 acresWaterfrontUnimproved Land

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About this home

Vilano Beach

Unbelievable OCEANFRONT building opportunity on 187 feet of prime property in charming Vilano Beach. Build an expansive estate home with a pool, guest house, and ample parking. DEP permit for site plan approved. See sample plans. Perpetual variance conveys with the property for a 15-foot front setback! Water and sewer available. Enjoy nearby coastal restaurants and the quaint and growing town of Vilano Beach. Downtown St. Augustine is a quick 5 to 10 minutes!

Next steps in Vilano Beach

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$7,201
Property taxesest. at asking price, St. Johns County$1,730
Estimated total, before insurance$8,931/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,328/yr · $527/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,300,000
$260,000
Loan Term
Monthly Payment
$7,201
Principal & Interest: $7,201
Property taxes (est.): $1,730
Insurance (est.): $867
Estimated Total Monthly
$9,797
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,817 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,328/yr

Estimated taxes if purchased at asking price: ~$20,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$1,300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
100 Sandcastle Lane, St. Augustine, FL 32084Listed by PICKETT HOME ADVISORS, LLCSep 2025$300,000—0/0—880.3
206 2nd Street, St. Augustine, FL 32080Listed by NON MLS (realMLS)Apr 2026$398,000—0/0—280.4
208 Fourth Street, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$510,000—0/0—30.5
4210 Coastal Highway, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMar 2026$540,000—0/0—4560.6
3108 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2025$335,000—0/0—1011
3930 Coastal Highway, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2025$790,000—0/0—3251.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,300,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.51 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryKetterlinus
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address0 Coastal Highway, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionPacetti North Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size22,215.6 sq ft
Lot Dimensions187 ft
Parcel Number1423100070
ZoningLand Use Code

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ViewBeach, Ocean

Exterior

Lot DescriptionFew Trees, Other
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedOctober 15, 2026
Days on Market1
Tax Amount$6,328.16
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vilano Beach

Vilano Beach is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vilano Beach homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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