Active·147 days on market
85404 Burmeister Road
Fernandina Beach, FL 32034
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About this home
Fernandina Beach
Welcome to your private marsh-front retreat. Where space, upgrades, and unforgettable sunsets come together on 1.53 acres along the scenic marshes of Lofton Creek. This custom-built, recently updated home features a bright, open floor plan designed for both everyday living and effortless entertaining. Step outside to your two-tiered deck complete with a tiki hut and koi ponds, creating a true backyard oasis. Enjoy breathtaking sunset views from the upper deck overlooking the marsh! The fully fenced property offers exceptional versatility, including a 400 SF detached building with electric and water, perfect as a workshop, home office, or future guest/in-law suite! Inside, the home offers 4 bedrooms and 2 bathrooms, including a spacious primary suite with a walk-in closet and private ensuite. One of the bedrooms features custom built-in bookcases, ideal for a dedicated home office or flex space.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,223 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Burney Parkabout 6 mi · 220 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 7 mi · 4.3 mi of trails
Closest public boat ramp
Holly Point Boat Rampabout 1 mi · Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 6 mi · Edwards Creek
Closest youth league fields
Tom Marshall Parkabout 7 mi · Baseball, Football, Softball
Closest grocery store
Walmart Supercenterabout 4 mi · 464016 State Road 200, Yulee
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $549,900 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $540,172 | $246,744 | — |
| 2024 | $528,392 | $239,083 | — |
| 2023 | $516,139 | $356,336 | — |
| 2022 | $394,501 | $344,501 | — |
| 2021 | $275,162 | $175,528 | — |
| 2020 | $246,727 | $159,101 | — |
2025 property taxes (current owner): $3,947/yr
Estimated taxes if purchased at asking price: ~$9,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 2, 2026Price change$550,000−$25,000
- Aug 14, 2026Price change$575,000−$25,000
- May 24, 2026Listed$600,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $202/sq ft; this home is listed at $219/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 85110 Southern Creek Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Aug 2026 | $549,000 | $202 | 4/3.5 | 2,715 | 59 | 0.3 |
| 84609 Balsam Court, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $495,000 | $217 | 4/3 | 2,282 | 85 | 0.7 |
| 85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLC | Oct 2026 | $453,483 | $199 | 4/3 | 2,282 | 48 | 0.8 |
| 85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLC | Sep 2026 | $455,000 | $199 | 4/3 | 2,282 | 81 | 0.8 |
| 84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $445,000 | $196 | 4/2 | 2,266 | 0 | 0.9 |
| 940197 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS | Sep 2026 | $868,000 | $369 | 4/2.5 | 2,350 | 63 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: VENTURE REALTY CO, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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