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Active

Active·6 days on market

9284 NW County Road 225

Starke, FL 32091

$1,650,000$587/sqftEst. $8,483/moMLS# 2161542
3
Beds
2
Baths
2,812
Sq Ft
1998
Built
2
Garage
No
Pool

About this home

Starke

Comfortable Living and a Fully Working Farm on 127 acres. Home on 6 acres plus separate 121-tract, for 127 total acres. Deeded access from County Road 225 to the 121-acre tract is provided from the homesite property. Approximately 2,215 SF brick home with 3 bedrooms, 2.5 baths and an attached two-car garage. The 2-car garage is equipped with a mini split. Inside, you will find a warm and inviting interior highlighted by a wood or gas fireplace. The modernized upgraded kitchen offers an open layout with granite countertops while a small office/flex room is currently used as a butler pantry. A well-appointed utility room complete with a laundry sink and custom-built cabinetry. Master suite offers a peaceful retreat with abundant built-ins, a tray ceiling, and an upgraded bath featuring a walk-in shower and linen tower. A large screened-in back porch overlooks the backyard setting and is plumbed for a future sauna;

Cost to own

Mortgage calculator

$1,650,000
$330,000
Loan Term
Monthly Payment
$8,483
Principal & Interest: $8,483
Insurance (est.): $1,100
Estimated Total Monthly
$9,583
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$8,483
Estimated total, before insurance$8,483/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 24, 2026Listed$1,650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,650,000
Price / Sq Ft$587
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,812
Acres127.92 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryBradford
MiddleBradford
HighBradford

Community Information

Address9284 NW County Road 225, Starke, FL 32091
Area522-Bradford County-NW
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size5,572,195.2 sq ft
Parcel Number00511000100

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage, Other
ViewPond

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Gas Range, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Wood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Lot DescriptionAgricultural, Wooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingCross Fenced, Wire, Wood
RoofShingle
ConstructionBrick
Other StructuresBarn(s), Grain Storage, Shed(s), Stable(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 24, 2026
Days on Market2
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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