This home is in Fernandina Beach.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

95766 Wilder Boulevard

Fernandina Beach, FL 32034

$1,500,000$784/sqftEst. $7,984/moMLS# 2155472

Beds

Baths

1,913

Sq Ft

1962

Built

—

Garage

Pool

About this home

Fernandina Beach

TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! OFFERING 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. Set on a flat one-acre lot in an established enclave of MULTIMILLION-DOLLAR HOMES, this is a rare Fernandina waterfront opportunity built around boating, fishing and life on the water. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home offers an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now, with the flexibility to build a custom waterfront residence in the future. Along the water, a HEAVILY REINFORCED RIPRAP SHORELINE provides added protection, while the property's location OUTSIDE THE FLOOD ZONE and freedom from HOA or CDD fees add even more peace of mind.

Cost to own

Mortgage calculator

Home Price

$1,500,000

Down Payment: 20%

$300,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,577

Principal & Interest: $7,577

Est. Taxes & Insurance: $1,894

Estimated Total Monthly

$9,471

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,984

Property taxesest. at asking price, Nassau County$2,071

Estimated total, before insurance$10,054/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,345 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History