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Sold

Sold·Closed Mar 27, 2026·96 days on market

95464 Wilder Boulevard

Fernandina Beach, FL 32034

$1,725,000sold priceListed at $1,820,000 · 94.8% of asking$622/sqftMLS# 2116229
3
Beds
3
Baths
2,775
Sq Ft
2006
Built
4
Garage
Yes
Pool
No HOA0.82 acresWaterfrontSingle Family Residence1 story

About this home

Fernandina Beach

Welcome to your own slice of waterfront paradise! Situation high on the Nassau River, this 3bed + office/3bath home offers picturesque views, a spa pool, and a 4 car (heated&cooled!) detached garage. Upon entry you are greeted with tons of natural light pouring into the living room from the sliders leading to the screened outdoor entertaining area. The living room includes built in shelving, gas fireplace and a custom stone accent wall leading up the vaulted ceilings. The kitchen and dining combo overlooks the water and includes a Viking gas range and hood with warming shelf, tasteful cream colored cabinetry with upgraded moulding and a bonus wet sink at the kitchen island. Additional cabinets and wine fridge are conveniently located between kitchen and dining. The primary suite is thoughtfully split offering ultimate privacy - and features a spacious en suite bath with separate granite vanities, jetted soaking tub and walk in shower with dual shower heads.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$9,555
Property taxesest. at asking price, Nassau County$2,381
Estimated total, before insurance$11,936/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$15,774/yr · $1,314/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,725,000
$345,000
Loan Term
Monthly Payment
$9,555
Principal & Interest: $9,555
Property taxes (est.): $2,381
Insurance (est.): $1,150
Estimated Total Monthly
$13,086
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $15,774/yr

Estimated taxes if purchased at asking price: ~$28,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $656/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95252 Terris Way, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$420,000$1894/2.52,2251281.4
95238 Katherine Street, Fernandina Beach, FL 32034Listed by 1 PERCENT LISTS FIRST COASTAug 2026$404,000$1684/32,407721.5
95967 Surrey Place, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPOct 2026$425,000$1784/32,388221.6
95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$440,000$1934/2.52,28591.6
940197 Old Nassauville Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERSSep 2026$868,000$3694/2.52,350631.6
95043 Poplar Way, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$569,900$2384/32,396981.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,820,000
Price / Sq Ft$656
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,775
Acres0.82 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes

School Information

Community Information

Address95464 Wilder Boulevard, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionNassau
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size35,719.2 sq ft
Parcel Number442N28520000170000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Detached, Garage
ViewRiver

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecuritySecurity System Owned
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBoat Lift, Dock
Patio / PorchPatio, Screened
RoofShingle
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedNovember 3, 2025
Days on Market96
Tax Amount$15,773.97
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JASON MITCHELL REAL ESTATE FLORIDA, LLC.

Sold by: JASON MITCHELL REAL ESTATE FLORIDA, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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