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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·9 days on market

332 Tidewater Circle W

Jacksonville, FL 32211

$400,000$166/sqftEst. $2,198/mo mortgageMLS# 2169320
4
Beds
3
Baths
2,408
Sq Ft
1953
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13,939 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome home to space, style, and versatility! This beautifully renovated 4 bedroom, 3 full bath home offers approximately 2,408 square feet of living space on a generous 0.32 acre lot in Arlington area. Step inside to a open, airy floor plan featuring a thoughtfully updated kitchen with crisp white shaker cabinetry, and stainless steel appliances. A standout feature is the home's TWO primary bedroom suites, each offering added flexibility and private bathroom access. Enjoy the convenience of a oversized laundry room with additional storage. How about the spacious backyard with a deck ideal for outdoor gatherings or creating your own private retreat. A large detached workshop offers additional space for hobbies, projects, or extra storage. This homes offers exceptional opportunity to enjoy comfortable living in Jacksonville. Schedule your private showing today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,198
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,851/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,806/yr · $317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,198
Principal & Interest: $2,198
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,118
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water (record)

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~984 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,806/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 15, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
681 Mickler Road, Jacksonville, FL 32211Listed by BOLD & SOLD LLCSep 2026$345,000$1823/21,89880.3
7216 Oakwood Drive, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$275,000$1364/3.52,016400.3
7227 Wendy Circle, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$345,000$1724/32,002650.5
351 University Boulevard N, Jacksonville, FL 32211Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$325,000$1743/21,873810.9
5741 Floral Avenue, Jacksonville, FL 32211Listed by EXIT INSPIRED REAL ESTATEJul 2026$415,000$1984/32,095100.9
443 Holiday Hill Circle W, Jacksonville, FL 32216Listed by EVERYSTATE INCSep 2026$345,000$1354/32,5512351

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$166
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,408
Total Structure Area2,408 sq ft
Acres0.32 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address332 Tidewater Circle W, Jacksonville, FL 32211
Area041-Arlington
SubdivisionTidewater Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size13,939.2 sq ft
Parcel Number1362010000

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

FencingFull
RoofShingle
ConstructionFiber Cement, Stucco

Additional Information

Date ListedOctober 15, 2026
Days on Market5
Tax Amount$3,806.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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