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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active

Active·Listed today

14 Sea Winds Lane N 14

Ponte Vedra Beach, FL 32082

$998,000$624/sqftEst. $5,528/moMLS# 2168747
3
Beds
2
Baths
1,600
Sq Ft
1985
Built
—
Garage
No
Pool
HOA $864/moWaterfrontCondominium1 story

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About this home

Ponte Vedra Beach

Welcome to this stunning 3BR/2BA single-level condo residence in the tree-canopied Innlet community at Ponte Vedra by the Sea. Built in 1987, this home offers a convenient Ponte Vedra Beach location and a low-maintenance, relaxed coastal living lifestyle. Enjoy just a short walk to the beach with a private boardwalk with direct access to Ponte Vedra Boulevard and the ocean! The open great room features bay windows with fireplace and high vaulted ceilings. Unwind and enjoy overlooking lush landscaping and community lagoon. This beach house features a newly remodeled kitchen and new master bath with a spa-inspired soaking tub and separate glass-enclosed shower and dual vanities. HOA of $864/month covers building insurance, flood insurance, exterior maintenance, grounds, water, sewer, and trash. Coastal living at ease!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,528
Property taxesest. at asking price, St. Johns County$1,328
HOAbilled monthly$864
Estimated total, before insurance$7,720/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,567/yr · $297/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$998,000
$199,600
Loan Term
Monthly Payment
$5,528
Principal & Interest: $5,528
Property taxes (est.): $1,328
Insurance (est.): $665
Estimated Total Monthly
$7,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,567/yr

Estimated taxes if purchased at asking price: ~$15,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 10, 2026Listed$998,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $583/sq ft; this home is listed at $624/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Sea Winds Lane E, Ponte Vedra Beach, FL 32082Listed by FLUID REALTY, LLC.Aug 2026$705,000$4003/21,761660
30 Sea Winds Lane N, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$1,165,000$5833/22,000320.1
600 Ponte Vedra Boulevard 205, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$1,675,000$8163/22,05320.2
132 Ponte Vedra Colony Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$485,000$3732/21,300940.3
657 Ponte Vedra Boulevard 657D, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,850,000$1,2432/21,488500.3
136 Ponte Vedra Colony Circle 136, Ponte Vedra Beach, FL 32082Listed by RIVERPOINT REAL ESTATEJun 2026$620,000$3293/31,8851100.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$998,000
Price / Sq Ft$624
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,600
Total Structure Area1,600 sq ft
Year Built1985
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address14 Sea Winds Lane N 14, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionThe Innlet
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0621630104

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGuest
ViewPond
Waterfront TypeLagoon, Pond

Interior

Interior FeaturesCeiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesOther

Additional Information

Date ListedOctober 10, 2026
Days on Market0
HOA Fees$864 / Monthly
HOA FrequencyMonthly
Tax Amount$3,567.34
Tax Year2025
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMMUNITY REALTY ASSOCIATES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines