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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Active·Listed today

205 Oceangate Drive

Atlantic Beach, FL 32233

$300,000$239/sqftEst. $1,662/moMLS# 2168695
3
Beds
2
Baths
1,256
Sq Ft
2016
Built
—
Garage
No
Pool
HOA $125/mo2,178 sqft lotTownhouse2 stories

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach

looking to live at the beach ... this beautifully maintained home might be your answer! updated kitchen with almost new appliances and counters - LVP flooring and special touches everywhere. This home is freshly painted & you can see the care and pride of ownership here! all bedrooms (and laundry) upstairs, kitchen and living space below - and two designated parking spaces. Stop by today - and WELCOME HOME!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,662
Property taxesest. at asking price, Duval County$490
HOAbilled monthly$125
Estimated total, before insurance$2,277/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,713/yr · $143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,352
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$217,958$90,130—
2024$219,046$86,883—
2023$243,562$82,897—
2022$176,839$79,027—
2021$154,381$75,269—
2020$150,617$73,540—

2025 property taxes (current owner): $1,713/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 9, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000
Price / Sq Ft$239
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,256
Acres0.05 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address205 Oceangate Drive, Atlantic Beach, FL 32233
Area232-Atlantic Beach-South
SubdivisionOceangate
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size2,178 sq ft
Parcel Number1734140375

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry
AppliancesDishwasher, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LaundryUpper Level

Exterior

Patio / PorchCovered, Front Porch, Patio
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 9, 2026
Days on Market0
HOA Fees$125 / Monthly
HOA FrequencyMonthly
Tax Amount$1,713.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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