This home is in Atlantic Beach.
Sold·Closed Sep 25, 2026·5 days on market·Recent sales in Atlantic Beach
696 Aquatic Drive
Atlantic Beach, FL 32233
About this home
Atlantic Beach
There is something about life in Atlantic Beach that feels a little more relaxed. Bike rides to the beach, afternoons by the ocean, dinner at a favorite local spot and weekends spent exploring the shops, restaurants and laid back coastal scene that make this community such a special place to call home. This vibrant three bedroom, two bath end unit townhome offers an inviting opportunity to become part of it all. Inspired by the colorful homes of the Florida Keys and Bahamas, the cheerful exterior immediately sets the tone. Inside, the home has been thoughtfully updated with a fresh, casual style that feels right at home near the coast. Luxury vinyl plank flooring flows throughout the main level, where the living and dining areas connect easily to an updated kitchen featuring white cabinetry, butcher block countertops, stainless steel appliances, tile backsplash and a stainless hood vent.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,744 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 1 mi · 50 parking spaces
Closest park or preserve
Dutton Island Preserveabout 1 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 2 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 0.9 mi · Pablo Creek
Closest youth league fields
Jack Russell Parkabout 0.6 mi · Baseball, Soccer
Closest grocery store
Aldiabout 0.4 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:32 AM, sunset 6:47 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 26, 2026Closed$399,000
- Sep 9, 2026Active Under Contract$399,000
- Sep 4, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $300/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 639 Aquatic Drive, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Aug 2026 | $390,000 | $294 | 3/2 | 1,328 | 13 | 0 |
| 582 Aquatic Drive, Atlantic Beach, FL 32233Listed by EXP REALTY LLC | Oct 2026 | $400,000 | $285 | 2/1 | 1,404 | 160 | 0.1 |
| 836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTY | Jun 2026 | $291,000 | $258 | 2/1.5 | 1,128 | 141 | 0.1 |
| 750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLC | Aug 2026 | $285,000 | $270 | 2/1.5 | 1,056 | 54 | 0.2 |
| 1114 Scheidel Court, Atlantic Beach, FL 32233Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $230,100 | $177 | 3/2 | 1,300 | 211 | 0.2 |
| 1110 Scheidel Court, Atlantic Beach, FL 32233Listed by COLDWELL BANKER ANABASIS REALTY | May 2026 | $342,275 | $263 | 3/2 | 1,300 | 31 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Atlantic Beach
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines