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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Neptune Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jul 2, 2026·14 days on market·Recent sales in Neptune Beach

2005 Florida Boulevard

Neptune Beach, FL 32266

$380,000sold priceListed at $400,000 · 95% of asking$373/sqftMLS# 2146625
2
Beds
1.5
Baths
1,020
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA5,663 sqft lotTownhouse2 stories

About this home

Neptune Beach

Beautifully custom-renovated townhome just minutes from the beach! This light and bright home features a stylish living room with a new fireplace with a brick surround, along with durable laminate flooring throughout. The updated kitchen showcases hardwood cabinetry, quartz countertops, stainless steel appliances, tiled backsplash, a custom cedar beam detail, and a shiplap-style accent wall that adds a warm coastal touch. The home offers fully renovated bathrooms with new vanities, toilets, hardware, and fixtures. Spacious primary bedroom with a private balcony overlooking a fully fenced backyard--perfect for pets, relaxing, or entertaining. Additional upgrades include new windows, 4'' door trim & casing, water heater, door knobs, registers, interior and exterior paint, oak stair treads, bifold doors, and cabinets in the laundry room. Roof replaced 2022. Enjoy low-maintenance beach living in a prime location on large corner lot, with no HOA close to dining, shopping, and the ocean.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,105
Property taxesest. at asking price, Duval County$620
Estimated total, before insurance$2,725/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,617/yr · $385/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$380,000
$76,000
Loan Term
Monthly Payment
$2,105
Principal & Interest: $2,105
Property taxes (est.): $621
Insurance (est.): $253
Estimated Total Monthly
$2,979
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,412 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$274,590$250,610—
2024$295,369$227,828▲ $254
2023$249,674$207,117—
2022$234,516$188,289—
2021$211,189$171,172—
2020$169,092$155,611—

2025 property taxes (current owner): $4,617/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $302/sq ft; this home is listed at $392/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1507 Spindrift Circle W, Neptune Beach, FL 32266Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2026$382,000$3022/2.51,263330.2
1114 Scheidel Court, Atlantic Beach, FL 32233Listed by UNITED REAL ESTATE GALLERYJul 2026$230,100$1773/21,3002110.4
836 Cavalla Road, Atlantic Beach, FL 32233Listed by RIVER CITY REALTYJun 2026$291,000$2582/1.51,1281410.5
750 Cavalla Road, Atlantic Beach, FL 32233Listed by HASSLE-FREE REALTY LLCAug 2026$285,000$2702/1.51,056540.6
1374 Main Street, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYAug 2026$305,000$3402/1.589641
141 Poinsettia Street, Atlantic Beach, FL 32233Listed by THE CORDELL GROUP INCJul 2026$460,000$3692/1.51,248711

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$400,000
Price / Sq Ft$392
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,020
Acres0.13 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2005 Florida Boulevard, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionNeptune Beach
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size5,662.8 sq ft
Parcel Number1733450000

Amenities

UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
FencingBack Yard, Full, Wood
RoofShingle

Additional Information

Date ListedMay 22, 2026
Days on Market14
Tax Amount$4,617
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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