This home is in Jacksonville.
Active·2 days on market
3653 Caroline Vale Boulevard
Jacksonville, FL 32277
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
This beautifully refreshed 3-bedroom, 2-bathroom home offers 1,272 square feet of comfortable living space. Featuring vaulted ceilings that create an open and spacious feel, this Jacksonville home has been thoughtfully updated with brand-new LVP flooring, fresh interior paint, and modern lighting throughout. The one-car garage adds convenience and extra storage, while the low HOA fee helps make homeownership more affordable. Ideally located with convenient access to Mayport, Downtown Jacksonville, shopping, dining, and major roadways, this home offers an excellent combination of comfort and location. Perfect for a first-time homebuyer searching for an affordable Jacksonville home, a buyer looking to downsize, or someone seeking a move-in-ready property. With its modern updates, desirable Jacksonville location, vaulted ceilings, and low-maintenance appeal, 3653 Caroline Vale Blvd is a great opportunity to own a home in Jacksonville, Florida. Permitted roof installed March 2016.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1994)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,341 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,751/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Listed$249,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $196/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7234 Lawn Tennis Lane, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $290,000 | $203 | 4/2 | 1,429 | 0 | 0.3 |
| 8034 Degas Court, Jacksonville, FL 32277Listed by PREFERRED REALTY & MANAGEMENT LLC | Sep 2026 | $305,000 | $190 | 3/2 | 1,603 | 36 | 0.5 |
| 8050 Marseilles Drive, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $315,000 | $225 | 4/2 | 1,397 | 43 | 0.5 |
| 8005 Fleur De Lis Drive, Jacksonville, FL 32277Listed by WATSON REALTY CORP | Sep 2026 | $329,000 | $210 | 3/2 | 1,568 | 36 | 0.6 |
| 3472 Charmont Drive, Jacksonville, FL 32277Listed by SAVVY AVENUE, LLC. | Aug 2026 | $280,000 | $189 | 3/2 | 1,478 | 15 | 0.6 |
| 3730 Cherokee Villa, Jacksonville, FL 32277Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $115,500 | $93 | 4/2 | 1,240 | 13 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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