Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

Photo 1 / 13
Active

Active·4 days on market

10240 Heckscher Drive

Jacksonville, FL 32226

$899,000Est. $4,921/moMLS# 2167431
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone AENo HOA0.83 acresWaterfrontUnimproved Land

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Build your dream home on this exceptional Riverfront .82-acre waterfront homesite on peaceful Heckscher Drive! Offering ocean views, an existing dock, deep well and a beautiful setting surrounded by mature trees, this is a rare opportunity for boaters, fishermen and water-sports enthusiasts. Enjoy deep-water access to the St. Johns River and an incredible location just minutes from the river's mouth, Atlantic Ocean, jetties and Intracoastal Waterway. Spend your days fishing, kayaking and boating to Amelia Island, Cumberland Island, Downtown Jacksonville or south to historic St. Augustine. Enjoy spectacular sunrises and sunsets and the natural beauty of this unique waterfront setting. Convenient to Huguenot Park, Fort George Island, area beaches and Jacksonville International Airport. Survey and plat map on file. Bring your builder and create your waterfront retreat!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,921
Property taxesest. at asking price, Duval County$1,468
Estimated total, before insurance$6,389/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,921
Principal & Interest: $4,921
Property taxes (est.): $1,468
Insurance (est.): $599
Estimated Total Monthly
$6,988
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,451 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Oct 1, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres0.83 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address10240 Heckscher Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionHeckscher
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size36,154.8 sq ft
Parcel Number1692180005

Amenities

UtilitiesCable Available
ViewOcean, Water

Exterior

Lot DescriptionMany Trees

Additional Information

Date ListedOctober 1, 2026
Days on Market4
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines