This home is in Jacksonville.
Active·7 days on market
8633 Emerald Isle Circle S
Jacksonville, FL 32216
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
**REMODELED**UPDATED FLOORING**CENTRAL LOCATION** Seize this is a rare opportunity to buy a very stable, INCOME PRODUCING Airbnb with a proven track record of SUCCESS; financial documents can be provided upon request! Located in a great central location close to St. Johns Town Center, Downtown Jacksonville, and San Marco, this charming and cozy 4 bed/3 bath retreat features tons of character, updated flooring, remodeled bathrooms, and kitchen appliances. Enjoy a SPLIT BEDROOM FLOOR PLAN where two bedrooms have an en-suite bathroom, creating two primary bedrooms. The kitchen boasts stainless steel appliances and tons of cabinetry, flowing into a spacious, light-filled living room and a large, versatile BONUS ROOM. Step outside to a LARGE SCREENED-IN DECK, an OUTDOOR FIREPIT, a FENCED BACKYARD, and a great outdoor STORAGE SHED that could be converted to increase your Airbnb income! Plus, furnishings can convey *with acceptable offer*. Don't miss this gem!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1956)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,325 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 11 mi · 15 parking spaces
Closest park or preserve
Reddie Point Preserveabout 8 mi · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 0.3 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 5 mi · Goodby's Creek
Closest youth league fields
Fletcher Morgan Parkabout 1 mi · Baseball, Softball
Closest grocery store
Walmart Supercenterabout 0.2 mi · 8808 Beach Boulevard, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:37 AM, sunset 6:43 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,941/yr
Estimated taxes if purchased at asking price: ~$6,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 20, 2026Active$350,000
- Oct 1, 2026Listed$350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8630 Synhoff Drive, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $390,000 | $209 | 3/2 | 1,865 | 27 | 0.5 |
| 3013 Newell Boulevard, Jacksonville, FL 32216Listed by AMERICAN REAL ESTATE SOLUTIONS LLC | Sep 2026 | $194,000 | $93 | 5/2.5 | 2,094 | 11 | 0.6 |
| 9724 Macarthur Court S, Jacksonville, FL 32246Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $230,000 | $186 | 3/1 | 1,234 | 5 | 0.8 |
| 924 Aries Road W, Jacksonville, FL 32216Listed by ENTERA REALTY LLC | Oct 2026 | $304,000 | $183 | 3/2 | 1,657 | 61 | 1.1 |
| 8965 Grampian Drive N, Jacksonville, FL 32216Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORS | Oct 2026 | $236,600 | $187 | 3/1 | 1,263 | 0 | 1.1 |
| 2115 East Road, Jacksonville, FL 32216Listed by 7 STAR REALTY, INC. | Oct 2026 | $161,000 | $120 | 3/1.5 | 1,344 | 15 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines