This home is in Jacksonville.
Active·Listed today
12766 Chandlers Crossing Lane
Jacksonville, FL 32226
About this home
Jacksonville
SPACE, LOCATION & EVERYDAY CONVENIENCE — ALL IN ONE! Welcome to 12766 Chandlers Crossing Lane, where incredible square footage meets a location designed for the way you actually live. This spacious 4-bedroom, 3-bath home offers room to spread out while keeping you remarkably close to the best of Jacksonville. Need to grab groceries or meet friends for dinner? You can walk to nearby restaurants and a local grocery store, making everyday errands and nights out incredibly convenient. And when you want to explore beyond the neighborhood, you're just a short drive from the airport, dinner or work downtown, EverBank Stadium, the beaches and St. John's Town Center. Inside, you'll find an impressive amount of living space with a thoughtful layout and plenty of room for entertaining, relaxing and everyday life. With 4 bedrooms and 3 full baths, there's flexibility for family, guests, a home office or whatever your lifestyle requires. If you've been searching for a home that gives you the sp
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $303,292 | $0 | — |
| 2024 | $321,549 | $0 | — |
| 2023 | $329,657 | $0 | — |
| 2022 | $327,701 | $196,329 | ▲ $35,887 |
| 2021 | $243,387 | $189,155 | — |
| 2020 | $235,854 | $185,854 | ▲ $5,407 |
2025 property taxes (current owner): $384/yr
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Listed$415,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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