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Active Under Contract

Active Under Contract·18 days on market

12388 Hickory Forest Road

Jacksonville, FL 32226

$375,000$128/sqftEst. $2,002/moMLS# 2163796

Beds

2.5

Baths

2,919

Sq Ft

2003

Built

Garage

Pool

FEMA Zone XHOA $22/moSingle Family Residence2 stories

About this home

Jacksonville

Welcome to 12388 Hickory Forest Rd, a spacious two-story home offering an abundance of living space both inside and out. Hardwood floors flow throughout the main living areas, complemented by an open floor plan and a generously sized kitchen featuring a center island and plenty of cabinet and counter space. Step outside to the large enclosed Florida room--perfect for a second living area, game room, or entertaining space--with views of the expansive fenced backyard. The upstairs layout offers spacious bedrooms, including a primary suite with a large bathroom and garden tub. Complete with a two-car garage and ample driveway parking, this home offers the space and flexibility today's buyers are looking for

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,002

Property taxesest. at asking price, Duval County$612

HOAbilled annually$22

Estimated total, before insurance$2,636/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$375,000

Down Payment: 20%

$75,000

Interest Rate: 7.03%

Loan Term

Monthly Payment

$2,002

Principal & Interest: $2,002

Property taxes (est.): $612

Insurance (est.): $250

Estimated Total Monthly

$2,864

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,770 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:17 AM, sunset 7:18 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Sep 11, 2026Active Under Contract$375,000
Sep 7, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000

Price / Sq Ft$128

Bedrooms5

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,919

Total Structure Area3,121 sq ft

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryNew Berlin

MiddleOceanway

HighFirst Coast

Community Information

Address12388 Hickory Forest Road, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionHickory Hills

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Parcel Number106578-5175

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringWood

# of Stories2

LevelsMulti/Split, Two

LaundryUpper Level

Exterior

Lot DescriptionCleared

Patio / PorchGlass Enclosed

FencingFenced, Back Yard

RoofShingle

Additional Information

Date ListedSeptember 7, 2026

Days on Market4

HOA Fees$261 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: FADER & CO REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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