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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mayport Landing, Jacksonville.

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Active

Active·5 days on market·Mayport Landing

2853 Sand Castle Lane

Jacksonville, FL 32233

$249,900$196/sqftEst. $1,334/moMLS# 2166458
Open house Sat, Oct 3 · 11:00 am–1:00 pm
2
Beds
2
Baths
1,278
Sq Ft
1986
Built
—
Garage
No
Pool

8 more homes for sale in Mayport Landing →Search Mayport Landing on the map

FEMA Zone XHOA $61/mo2,178 sqft lotTownhouse2 stories

About this home

Mayport Landing

An exceptional top-to-bottom renovation gives this coastal home a fresh, modern feel while maximizing every inch of space. The redesigned layout features a true primary suite with a beautifully reworked bath and closet, plus a flexible bonus space ideal for a private home office, playroom or additional lounge. The kitchen makes a statement with black shaker cabinetry, crisp white countertops and all-new stainless steel appliances. New flooring, updated finishes, refreshed trim, lighting, plumbing and electrical improvements, carefully selected tile and new windows throughout bring the renovation together with a cohesive designer look. Major systems offer peace of mind with a 2023 roof, 2024 HVAC and new water heater. Tucked into the Atlantic Beach/Mayport area, this home offers easy access to the beach, Mayport Naval Base, dining, parks and everything that makes the Beaches lifestyle so desirable. Turnkey, stylish and completely transformed—this is coastal living with a modern edge!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,334
Property taxesest. at asking price, Duval County$408
HOAbilled monthly$61
Estimated total, before insurance$1,803/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$737/yr · $61/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$249,900
$49,980
Loan Term
Monthly Payment
$1,334
Principal & Interest: $1,334
Property taxes (est.): $408
Insurance (est.): $167
Estimated Total Monthly
$1,909
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,694 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $737/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,900
Price / Sq Ft$196
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,278
Acres0.05 acres
Year Built1986
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2853 Sand Castle Lane, Jacksonville, FL 32233
Area241-North Beach
SubdivisionMayport Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size2,178 sq ft
Parcel Number1684410570

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LaundryElectric Dryer Hookup, Washer Hookup
Window FeaturesSkylight(s)
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio
FencingBack Yard, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 25, 2026
Days on Market5
HOA Fees$61 / Monthly
HOA FrequencyMonthly
HOA NameMayport Landing
HOA Fee IncludesMaintenance Grounds
Tax Amount$737.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NOMAD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mayport Landing

Mayport Landing is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Mayport Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Open Houses

10/3/2026

11:00 am - 1:00 pm