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This home is in Jacksonville.

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Active

Active·14 days on market

1248 Wonderwood Drive

Jacksonville, FL 32233

$199,900$204/sqftEst. $1,019/moMLS# 2156104

Beds

Baths

980

Sq Ft

1983

Built

—

Garage

Pool

About this home

Jacksonville

Coastal living in the Atlantic Beach area! Comes with a one year home warranty for the new buyer!!Beautifully maintained 2BR/2BA end-unit townhome featuring a desirable split-bedroom layout and flexible space off the primary suite--perfect for a home office, nursery, gym, dressing room, or extra storage. Vaulted ceilings in the living room and guest bedroom create a bright, open feel, while the kitchen offers a tray ceiling and ample cabinet space. Relax in the spacious Florida room overlooking a private, fully fenced backyard with mature oak trees. Additional highlights include a gated front entry, dedicated laundry room, and low-maintenance living. Easy and quick access to the ocean, Atlantic Beach, Kathryn Abbey Hanna Park, Mayport Naval Station, shopping, dining, and major highways. Relax in the back yard under shaded trees. Great for cookouts or just privacy. Seller finishing repairs on door jamb and siding at rear of house.

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,019

Principal & Interest: $1,019

Property taxes (est.): $326

Insurance (est.): $133

Estimated Total Monthly

$1,479

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,019

Property taxesest. at asking price, Duval County$326

HOAbilled monthly$55

Estimated total, before insurance$1,401/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,042/yr · $87/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$172,159	$30,109	—
2024	$165,437	$28,553	—
2023	$138,964	$26,266	—
2022	$117,768	$25,000	—
2021	$88,873	$25,000	—
2020	$80,070	$25,000	—

2025 property taxes (current owner): $1,042/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Active$199,900
Jul 13, 2026Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,900

Price / Sq Ft$204

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage980

Acres0.08 acres

Year Built1983

TypeResidential

Sub-TypeTownhouse

StyleOther

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address1248 Wonderwood Drive, Jacksonville, FL 32233

Area241-North Beach

SubdivisionMayport Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32233

Lot Size3,484.8 sq ft

Parcel Number1684410405

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingParking Lot

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesElectric Range, Electric Water Heater, Microwave

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecuritySmoke Detector(s)