This home is in St. Augustine — a home near St. Augustine High School.
$445,0003 bd · 2 ba · 1,589 sq ft
Active·50 days on market
855 S Holmes Boulevard
St. Augustine, FL 32084
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Live in your own private country hideaway while being just minutes from town, St. Augustine Historic District, and the beaches! This updated 3-bed, 2-full-bath home with a split floor plan sits on 5+ acres. The driveway leads you past the wooded pond, which provides privacy from the road; the front yard has a quintessential moss-hung oak tree for shade and an Old Florida feel. Out back, the screened patio overlooks the long stretch of property, which includes a large shed and wetland vegetation at the back. Inside, the home features luxury vinyl plank flooring throughout, upgraded lighting, granite countertops and a beautifully tiled wood-burning fireplace. The home was fully remodeled just a few years ago. Roof, Windows, HVAC, Hot Water Heater, cabinets, appliances, electrical and plumbing were all included in the renovation. The property is zoned "Open Rural" allowing horses, agricultural and many other uses, making this an increasingly rare lifestyle opportunity.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
The house sits in FEMA Zone X (minimal flood hazard)
Zone A covers 74% of this 5.2-acre lot, away from the house; the rest is Zone X (minimal) 26%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,501 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Anastasia State Parkabout 5 mi · 200 parking spaces
Closest park or preserve
Treaty Parkabout 2 mi · 1.9 mi of trails
Closest public boat ramp
Douglas C. Crane Parkabout 2 mi · Matanzas River
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 3 mi · Moultrie Creek
Closest youth league fields
St. Augustine Little Leagueabout 0.8 mi · Baseball, Softball
Closest grocery store
Publixabout 1 mi · 125 Jenkins St, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 6:49 AM, sunset 5:30 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $470,000 in June 2025(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $365,058 | $365,058 | — |
| 2026 | $128,376 | $128,376 | ▼ $4,045 |
2025 property taxes (current owner): $4,252/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 24, 2026Listed$445,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $217/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 86 Little Owl Lane, St. Augustine, FL 32086Listed by BEACH STATE REALTY | Aug 2026 | $390,000 | $217 | 3/2 | 1,797 | 6 | 0.8 |
| 24 Green Turtle Lane, St. Augustine, FL 32086Listed by MOMENTUM REALTY | Oct 2026 | $359,990 | $211 | 3/2 | 1,709 | 32 | 0.9 |
| 1062 Collier Boulevard, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Sep 2026 | $230,000 | $192 | 3/2 | 1,200 | 13 | 1 |
| 316 Hidden Garden Court, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Nov 2026 | $390,000 | $196 | 4/2 | 1,993 | 64 | 1.2 |
| 878 W 4th Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Oct 2026 | $320,000 | $258 | 3/2 | 1,241 | 98 | 1.4 |
| 688 Madeore Street, St. Augustine, FL 32084Listed by MOMENTUM REALTY | Aug 2026 | $290,000 | $234 | 3/2 | 1,241 | 33 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
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