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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a new construction home in Jacksonville.

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Pending

Pending·377 days on market

6776 Dutton Spur Lane

Jacksonville, FL 32219

$390,997$189/sqftEst. $2,071/moMLS# 2107868
4
Beds
3
Baths
2,070
Sq Ft
2025
Built
3
Garage
No
Pool
FEMA Zone XHOA $8/moSingle Family Residence1 storyNew construction

About this home

Jacksonville

The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts an expansive walk-in closet and a private bath. You'll love the professionally curated fixtures and finishes selected by our design team! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,071
Property taxesest. at asking price, Duval County$638
HOAbilled annually$8
Estimated total, before insurance$2,717/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,997
$78,199
Loan Term
Monthly Payment
$2,071
Principal & Interest: $2,071
Property taxes (est.): $638
Insurance (est.): $261
Estimated Total Monthly
$2,970
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Pending$390,997
  • Jul 30, 2026Price change$390,997+$5,000
  • Jul 27, 2026Price change$385,997+$7,000
  • Sep 9, 2025Listed$378,997

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,997
Price / Sq Ft$189
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,070
Total Structure Area2,670 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesNortheast

Community Information

Address6776 Dutton Spur Lane, Jacksonville, FL 32219
Area091-Garden City/Airport
SubdivisionAspen Trail
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number0024720790

Amenities

AmenitiesPool, Other, Dog Park, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingElectric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionOther, Frame, Vinyl Siding

Additional Information

Date ListedSeptember 9, 2025
Days on Market367
HOA Fees$100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC · realtor441@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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