This home is in Jacksonville.
$125,000Sold3 bd · 1.5 ba · 1,121 sq ft
Sold·Closed Oct 29, 2026·27 days on market·Recent sales in Jacksonville
2564 W 23rd Street
Jacksonville, FL 32209
About this home
Jacksonville
Welcome Home! Affordable and move-in ready, this three-bedroom, 1.5-bath home located on a quiet street in Grand Park features a distinctive low-slung roofline, deep eaves, brick exterior and covered front entry that give this 1968 home a cool midcentury vibe. The home has a functional layout with plenty of room, with two spacious living areas that can be used as a living room, den, formal dining room, or home office. The kitchen features ample cabinetry and new stainless-steel appliances, while a separate laundry room provides convenient indoor laundry and additional utility space. The owners have also made significant improvements to the property. You'll find an upgraded kitchen and baths, a new security system, a new HVAC in 2026, a 2020 roof, fresh interior and exterior paint, laminate flooring in the living areas and bedrooms, and fans throughout.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Membrane — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,506 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 18 mi · 35 parking spaces
Closest park or preserve
Jacksonville-Baldwin Rail Trailabout 4 mi · 21.7 mi of trails
Closest public boat ramp
Harbor View Public Boat Rampabout 3 mi · Ribault River
Closest kayak & paddleboard launch
Charles Reese Memorial Park Kayak Launchabout 2 mi · St. Johns River - Trout River (Jacksonville)
Closest youth league fields
Johnnie W. Walker Park & Community Centerabout 0.3 mi · Baseball, Softball
Closest grocery store
Aldiabout 2 mi · 2261 Edgewood Ave W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $114,640 | $114,640 | — |
2025 property taxes (current owner): $2,333/yr
Estimated taxes if purchased at asking price: ~$2,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 29, 2026Closed$145,000
- Oct 16, 2026Active Under Contract$145,000
- Sep 18, 2026Listed$145,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $112/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3815 Marlo Street, Jacksonville, FL 32209Listed by THRESHOLD REALTY AND MORTGAGE GROUP | Oct 2026 | $60,000 | $64 | 3/1.5 | 936 | 15 | 0.3 |
| 4910 Walcott Avenue, Jacksonville, FL 32209Listed by POWERS REAL ESTATE SOLUTIONS LLC | Oct 2026 | $138,900 | $107 | 3/1 | 1,301 | 24 | 0.7 |
| 2146 W 17th Street, Jacksonville, FL 32209Listed by AMERICAN REAL ESTATE SOLUTIONS LLC | Oct 2026 | $58,680 | $41 | 3/1 | 1,445 | 4 | 0.7 |
| 2015 Allandale Circle E, Jacksonville, FL 32254Listed by ALLISON JAMES ESTATES AND HOMES FLORIDA | Oct 2026 | $110,000 | $121 | 3/1 | 908 | 53 | 1 |
| 5525 Mahalia Drive, Jacksonville, FL 32209Listed by JWB REALTY LLC | Oct 2026 | $110,000 | $134 | 3/1 | 818 | 36 | 1 |
| 5737 Vernon Road, Jacksonville, FL 32209Listed by INI REALTY | Oct 2026 | $244,900 | $180 | 3/2 | 1,363 | 59 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COWFORD REALTY & DESIGN LLC
Sold by: WATERMARKE REALTY GROUP LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines