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Active

Active·9 days on market

7810 Rippa Valley Way

Jacksonville, FL 32222

$330,691$212/sqftEst. $1,765/moMLS# 2165322

Beds

Baths

1,558

Sq Ft

2025

Built

Garage

Pool

FEMA Zone XHOA $72/moSingle Family Residence1 story

About this home

Jacksonville

SHORT SALE 7810 Rippa Valley Way! This beautiful, newer-construction home offers a bright and inviting open-concept layout designed for comfortable everyday living and entertaining. The spacious main living area flows seamlessly into the kitchen and dining space, creating an open and functional atmosphere filled with natural light. The kitchen features a generous center island with additional seating and plenty of workspace, while the spacious living and dining areas provide flexibility to create the perfect gathering spaces. The primary bedroom offers plenty of room to unwind, and the ensuite bath features a double vanity and a clean, contemporary design. Additional bedrooms provide flexibility for family, guests, or a home office. Located in the growing Oakleaf/Copper Ridge area, the property is conveniently

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,765

Property taxesest. at asking price, Duval County$540

HOAbilled quarterly$72

Estimated total, before insurance$2,377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$330,691

Down Payment: 20%

$66,138

Interest Rate: 7.03%

Loan Term

Monthly Payment

$1,765

Principal & Interest: $1,765

Property taxes (est.): $540

Insurance (est.): $220

Estimated Total Monthly

$2,526

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,203 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 17, 2026Listed$330,691

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$330,691

Price / Sq Ft$212

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,558

Total Structure Area2,154 sq ft

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address7810 Rippa Valley Way, Jacksonville, FL 32222

Area066-Cecil Commerce Area

SubdivisionCopper Ridge

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Parcel Number01613872485

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub

AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Hot Water

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

Exterior

FencingBack Yard

RoofShingle

Additional Information

Date ListedSeptember 17, 2026

Days on Market6

HOA Fees$216 / Quarterly

HOA FrequencyQuarterly

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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