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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$290,0003 bd · 2 ba · 1,558 sq ft

Active·55 days on market

7810 Rippa Valley Way

Jacksonville, FL 32222

$290,000$186/sqftEst. $1,581/mo mortgageMLS# 2165322
↓ $40,691 below original list
3
Beds
2
Baths
1,558
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XHOA $72/moSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

SHORT SALE 7810 Rippa Valley Way! This beautiful, newer-construction home offers a bright and inviting open-concept layout designed for comfortable everyday living and entertaining. The spacious main living area flows seamlessly into the kitchen and dining space, creating an open and functional atmosphere filled with natural light. The kitchen features a generous center island with additional seating and plenty of workspace, while the spacious living and dining areas provide flexibility to create the perfect gathering spaces. The primary bedroom offers plenty of room to unwind, and the ensuite bath features a double vanity and a clean, contemporary design. Additional bedrooms provide flexibility for family, guests, or a home office. Located in the growing Oakleaf/Copper Ridge area, the property is conveniently

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,581
Property taxesest. at asking price, Duval County$475
HOAbilled quarterly$72
Estimated total, before insurance$2,128/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,581
Principal & Interest: $1,581
Property taxes (est.): $475
Insurance (est.): $193
Estimated Total Monthly
$2,249
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,203 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 2, 2026Price change$290,000−$10,000
  • Oct 19, 2026Price change$300,000−$15,000
  • Oct 1, 2026Price change$315,000−$15,691
  • Sep 17, 2026Listed$330,691

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7740 Dunhill Court, Jacksonville, FL 32222Listed by RE/MAX SPECIALISTS PVOct 2026$325,000$1634/21,9972870.3
7781 Dunhill Court, Jacksonville, FL 32222Listed by UNITED REAL ESTATE GALLERYSep 2026$339,000$2213/21,537110.3
10013 Sitting Fox Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$289,000$1793/21,6181020.6
8106 Cape Fox Drive, Jacksonville, FL 32222Listed by SOVEREIGN REAL ESTATE GROUPOct 2026$325,000$1623/2.52,007130.7
10076 Kit Fox Parkway, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYAug 2026$270,000$1613/21,677680.7
6372 Longleaf Branch Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$310,000$1813/2.51,710181

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$290,000
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,558
Total Structure Area2,154 sq ft
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryEnterprise, reported on 11 other Copper Ridge listings
MiddleWestside, reported on 4 other Copper Ridge listings
HighWestside High School, reported on 10 other Copper Ridge listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7810 Rippa Valley Way, Jacksonville, FL 32222
Area066-Cecil Commerce Area
SubdivisionCopper Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Parcel Number01613872485

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Hot Water
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne

Exterior

FencingBack Yard
RoofShingle

Additional Information

Date ListedSeptember 17, 2026
Days on Market55
HOA Fees$216 / Quarterly
HOA FrequencyQuarterly
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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