This home is in Jacksonville.
Active·24 days on market
2054 Thomas Court
Jacksonville, FL 32207
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Bring your vision and transform this 3-bedroom, 1-bathroom home into something special! With over 1,100 square feet, high ceilings, an interior laundry room, and a fenced lot on a quiet residential street, this property offers a solid starting point for your next renovation project. The third bedroom is non-conforming. The home is an ideal opportunity for investors, or buyers looking to create a home tailored to their own vision. Explore the potential and turn this blank canvas into your dream home or next investment. Roof 2012 No site unseen offers.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2012 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,298 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,889/yr
Estimated taxes if purchased at asking price: ~$2,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 30, 2026Price change$110,000−$25,000
- Sep 25, 2026Active Under Contract$135,000
- Sep 16, 2026Listed$135,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $93/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2235 Sessions Lane, Jacksonville, FL 32207Listed by REAL BROKER LLC | Sep 2026 | $259,990 | $207 | 3/2 | 1,253 | 65 | 0.2 |
| 4066 Grant Road, Jacksonville, FL 32207Listed by HERRON REAL ESTATE LLC | Aug 2026 | $230,000 | $187 | 3/2 | 1,230 | 7 | 0.2 |
| 2416 Johnson Avenue, Jacksonville, FL 32207Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $234,900 | $155 | 4/2 | 1,513 | 14 | 0.4 |
| 1723 Orlando Circle S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $265,000 | $284 | 2/1 | 933 | 11 | 0.4 |
| 3888 Bolt Avenue, Jacksonville, FL 32207Listed by JWB REALTY LLC | Aug 2026 | $245,000 | $205 | 3/2 | 1,196 | 9 | 0.4 |
| 4242 Pinewood Avenue, Jacksonville, FL 32207Listed by FLUID REALTY, LLC. | Oct 2026 | $360,000 | $295 | 3/1 | 1,221 | 42 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale5840 NW 11th AvenueBell, FL 32619
1 bd · 1 ba · 330 sq ft
$108,500Est. $577/moHandyman Special - Investor Ready! Step into your next project with excellent upside potential. This 2019 single-wide…
Listing Office: dc global partners
For Sale5625 Morse AvenueJacksonville, FL 32244
3 bd · 3 ba · 1,518 sq ft
$112,000Est. $596/moThis is an excellent location, quiet and accesseable to all shoppings. double wide trailer, 3 bed, 3 bath. Needs some…
Listing Office: future realty group, llc.
For Sale106 Spruce RoadInterlachen, FL 32148
2 bd · 1 ba · 576 sq ft
$114,900Est. $612/moEscape to your own private retreat surrounded by nature and abundant wildlife in this just remodeled, manufactured home…
Listing Office: iheart realty inc
For Sale1212 NE 1st AvenueWilliston, FL 32696
2 bd · 1 ba · 784 sq ft
$114,900Est. $612/moCompletely renovated and move-in ready! This beautifully updated 1989 mobile home sits on a spacious corner lot in the…
Listing Office: miller real estate, inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Jacksonville
Jacksonville guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines