Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Mira Vista Condos, Jacksonville — a home near Sandalwood High School.

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Active

Active·2 days on market·Mira Vista Condos

13846 Atlantic Boulevard 417

Jacksonville, FL 32225

$575,000$340/sqftEst. $2,965/moMLS# 2154799

Beds

Baths

1,690

Sq Ft

2005

Built

1.5

Garage

Pool

About this home

Mira Vista Condos

Wake each morning to breathtaking sunrises over the Intracoastal Waterway from this exceptional top-floor residence in the prestigious gated community of Mira Vista at Harbortown. Perfectly positioned to capture panoramic water views, this beautifully updated condominium offers an effortless blend of elegance, comfort, and resort-inspired coastal living. Filled with natural light, the thoughtfully designed open floor plan showcases stunning Intracoastal vistas from both the main living area and the spacious primary suite. Newly installed wind resistant glass in the sliding doors enhances the spectacular waterfront views, while the screened, covered, tiled porch provides the perfect setting to enjoy your morning coffee as dolphins, boats, and coastal birds pass by. The beautifully appointed kitchen features stone countertops, newer gourmet stainless steel appliances, and generous workspace that flows seamlessly into the dining and living areas, making entertaining both

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,965

Principal & Interest: $2,965

Property taxes (est.): $939

Insurance (est.): $383

Estimated Total Monthly

$4,287

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,965

Property taxesest. at asking price, Duval County$939

HOAbilled monthly$1,072

Estimated total, before insurance$4,976/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,064/yr · $339/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,064/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,839 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Active$575,000
Jul 8, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$340

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,690

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1.5

Has PoolNo

Is WaterfrontYes

School Information

ElementaryAlimacani

MiddleDuncan Fletcher

HighSandalwood

Community Information

Address13846 Atlantic Boulevard 417, Jacksonville, FL 32225

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionMira Vista At Harbortown

CityJacksonville

CountyDuval

StateFL

Zip Code32225

Lot Size435.6 sq ft

Parcel Number1671600636

ZoningCondominium

Amenities

AmenitiesPool, Cable TV, Car Wash Area, Clubhouse, Elevator(s), Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site, Marina, Spa/Hot Tub, Trash, Water

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Detached, Garage, Gated, Guest, Parking Lot

ViewIntracoastal

Waterfront TypeIntracoastal, Navigable Water, Ocean Access, River Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityGated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesHeated, Community