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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mira Vista Condos, Jacksonville.

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Active·199 days on market·Mira Vista Condos

13846 Atlantic Boulevard 203

Jacksonville, FL 32225

$595,000$290/sqftEst. $3,059/moMLS# 2010309
3
Beds
3
Baths
2,050
Sq Ft
2006
Built
1
Garage
No
Pool

About this home

Mira Vista Condos

Luxury condo 3 Br 3 Ba, 2050 sf on first floor overlooking the marina Gated community w/ clubhouse, gym and pool. Hardwood floors LR Granite countertops, self cleaning oven, ceramic cooktop, microwave, dishwasher, refrigerator. Cultured marble tops and Kohler fixtures in all baths. Master bath: His and Hers vanities with cultured marble tops. Corner tub and oversized tiled shower. Separate toilet and linen closet. Double master closet with custom cabinetry. Alarm system, sprinkler system. Living pre-wired for surround sound. Washer and dryer in laundry room. Large 21' x 9' screened in patio . Enclosed garage and dedicated parking space. Water and internet access included in HOA dues New A/C system, refrig., re-carpeted, re-painted, professionally cleaned, Boat slip available for sal

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,059
Principal & Interest: $3,059
Property taxes (est.): $972
Insurance (est.): $397
Estimated Total Monthly
$4,427
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,059
Property taxesest. at asking price, Duval County$972
HOAbilled monthly$927
Estimated total, before insurance$4,957/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,295/yr · $608/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$517,000$451,674 $68,000
2024$449,000$410,613
2023$449,000$373,285
2022$441,000$339,350
2021$308,500$308,500
2020$308,500$308,500

2024 property taxes (current owner): $7,295/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,834 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 12, 2026Listed$595,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$595,000
Price / Sq Ft$290
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,050
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAlimacani

Community Information

Address13846 Atlantic Boulevard 203, Jacksonville, FL 32225
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionMira Vista At Harbortown
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Parcel Number167160-0508
ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Laundry, Management - Full Time, Spa/Hot Tub
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Detached, Garage, Garage Door Opener, On Street, Secured

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingHeat Pump
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories3
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Security24 Hour Security, Fire Sprinkler System, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchPatio, Porch, Screened
RoofTile
ConstructionBlock, Stucco

Additional Information

Date ListedFebruary 12, 2026
Days on Market840
HOA Fees$927 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesInsurance, Maintenance Grounds, Security, Sewer, Trash, Water
Tax Amount$7,295
Tax Year2024
Listing TermsConventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Mira Vista Condos

Mira Vista Condos is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32225.

View all Mira Vista Condos homes for sale →

Listing Courtesy of: EXCLUSIF REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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