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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fairfield, Ponte Vedra Beach a gated community home in Ponte Vedra Beach.

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Active

Active·Listed today·Fairfield

404 Tournament Road

Ponte Vedra Beach, FL 32082

$389,000$296/sqftEst. $2,021/moMLS# 2164627
2
Beds
2
Baths
1,316
Sq Ft
1986
Built
1
Garage
No
Pool

About this home

Fairfield

Here's your chance to own in Ponte Vedra Beach at a price that's hard to beat! Located in the exclusive gated community of Fairfield, this light and bright 2 bedroom, 2 bathroom condo has an attached 1 car garage and a great water view out back. The main living area is upstairs with the kitchen opened up to the living and dining areas. The updated kitchen features brand new appliances, and the entire home has just been freshly painted. The washer and dryer are upstairs and convey with the sale. The roof, A/C and hot water heater have all been replaced within approximately the last 5-6 years. Enjoy resort-style amenities including pools, fitness center, clubhouse, pickleball, tennis and basketball courts, playground, boat and RV parking and more! Exterior building maintenance and landscaping are handled through the condo fees. With TPC Sawgrass, the beach, shopping and dining just minutes away, enjoy everything Ponte Vedra Beach has to offer! (Buyer to verify all information)

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,021
Principal & Interest: $2,021
Property taxes (est.): $518
Insurance (est.): $259
Estimated Total Monthly
$2,798
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,021
Property taxesest. at asking price, St. Johns County$518
HOAbilled monthly$530
Estimated total, before insurance$3,068/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,039/yr · $170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,039/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Listed$389,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$389,000
Price / Sq Ft$296
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,316
Year Built1986
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

Community Information

Address404 Tournament Road, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionFairfield
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0662104202

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Part Time, Playground, RV/Boat Storage, Sauna, Spa/Hot Tub, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Deck, Front Porch, Rear Porch, Screened

Additional Information

Date ListedSeptember 12, 2026
Days on Market1
HOA Fees$530 / Monthly
HOA FrequencyMonthly
HOA NameFairfield HOA
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$2,039.46
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Fairfield

Fairfield is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Fairfield homes for sale →

Listing Courtesy of: ROUND TABLE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines