This home is in St. Augustine — a home near St. Augustine High School.
Active·3 days on market
150 Seagate Lane S
St. Augustine, FL 32084
About this home
St. Augustine
INCREDIBLE OPPORTUNITY IN VILANO BEACH! Build your dream coastal home or multi family on this spacious 120' x 145' homesite with the potential for beautiful ocean views from an elevated or multi-story design! Located at 150 Seagate Lane South, this generously sized lot offers an exceptional opportunity to create a custom home or the ability to build a multi family property. Zoned RG-1 and offering approximately 17,400 square feet of land, there is plenty of room to bring your vision to life. Even better, HOUSE PLANS ARE ALREADY ON FILE, giving buyers a great starting point for designing their future beach home! Enjoy the laid-back Vilano Beach lifestyle with the Atlantic Ocean nearby and convenient access to local dining, shopping, the Vilano Beach Town Center, and historic Downtown St. Augustine. Whether you're looking to build a primary residence, second home, or coastal retreat, opportunities like this are becoming increasingly difficult to find.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,076/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,806 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 8, 2026Listed$449,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Ponte Vedra Shores W
Active$409,900MLS# 2154198Est. $2,182/mo3701 Windjammer Lane, St. Augustine, FL 320843 Beds2 Baths1,342 sqftShort walk to Beach. This rare end-unit townhome delivers privacy, space, and true essence of coastal living in Vilano…
Residential1 PERCENT LISTS FIRST COAST
Active$349,900MLS# 2133835Est. $1,862/mo3802 Windjammer Lane, Vilano Beach, FL 320842 Beds2 Baths1,230 sqftEarn income from day one and low maintenance in this currently rented Vilano Beach condo in a Short Term Rental…
ResidentialLIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC
Pending$3,000/moMLS# 21473442402 Seagate Lane N, St. Augustine, FL 320843 Beds2 Baths1,564 sqftWelcome to your beach oasis! This updated property has all the beauty and relaxation space needed. Just a 5 minute walk…
Residential LeaseFLORIDA NETWORK PROPERTY MANAGEMENT
Keep looking
Similar homes in St. Augustine
Explore the area
More in Southern St. Johns County
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines