This home is in Atlantic Beach — an oceanfront home in Northeast Florida.
Active·Listed today
2233 Seminole Road 24
Atlantic Beach, FL 32233
About this home
Atlantic Beach
Wake up to sweeping ocean views and the soothing sound of the surf in this beautifully updated, two-story oceanfront townhome style condo featuring 2 spacious bedrooms and 2 full baths. Offered fully furnished, this residence presents a truly seamless, turn-key opportunity--just bring your toothbrush and start living the coastal lifestyle. Wood-look tile flooring runs continuously throughout the home downstairs, blending effortless style with low-maintenance durability perfect for beachside living. The light-filled main level centers around an open living area that flows directly onto a private, relaxing patio where you are just steps from the community's private beach access path and sparkling pool. Cooking and entertaining are a pleasure in the updated kitchen, which boasts modern cabinetry, a stylish backsplash, and stainless steel appliances. A fully renovated downstairs bath doubles as a convenient shower room, making post-beach cleanups effortless.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,204/yr
Estimated taxes if purchased at asking price: ~$18,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0038776 - City of Atlantic Beach GIS sewer lift station · Public water (record)
County records show this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer lift station — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,760 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 8, 2026Listed$950,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Ocean Village
Active$869,900MLS# 2154726Est. $4,630/mo2233 Seminole Road 27, Atlantic Beach, FL 322332 Beds1 Baths1,307 sqft: A Rare gem opportunity to own direct oceanfront in Atlantic Beach, with Perfect views of ocean from both floors of…
ResidentialOCEANSIDE REAL ESTATE
Active$692,980MLS# 2152682Est. $3,688/mo2233 Seminole Road 32, Atlantic Beach, FL 322333 Beds2 Baths1,960 sqftOCEANFRONT COMMUNITY LIVING WITHOUT THE OCEANFRONT PRICE! Great Price + $7,500 toward buyer's closing costs! Live…
ResidentialEXP REALTY LLC
Active$489,000MLS# 2159645Est. $2,603/mo2233 Seminole Road 41, Atlantic Beach, FL 322332 Beds2 Baths1,307 sqftExperience the beach life in this beautifully updated 2-story condo in a quiet oceanfront community in Atlantic Beach.…
ResidentialUNITED REAL ESTATE GALLERY
Keep looking
Similar homes in Atlantic Beach
Explore the area
More in Atlantic Beach
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines