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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Village, Atlantic Beach — an oceanfront home in Northeast Florida.

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Active

Active·44 days on market·Ocean Village

2233 Seminole Road 24

Atlantic Beach, FL 32233

$950,000$727/sqftEst. $5,221/mo mortgageMLS# 2163987
Open house Sat, Oct 24 · 10:00 am–12:00 pm
2
Beds
2
Baths
1,307
Sq Ft
1974
Built
—
Garage
No
Pool

3 more homes for sale in Ocean Village →Search Ocean Village on the map

FEMA Zone XHOA $760/mo1,742 sqft lotWaterfrontCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ocean Village

Wake up to sweeping ocean views and the soothing sound of the surf in this beautifully updated, two-story oceanfront townhome style condo featuring 2 spacious bedrooms and 2 full baths. Offered fully furnished, this residence presents a truly seamless, turn-key opportunity--just bring your toothbrush and start living the coastal lifestyle. Wood-look tile flooring runs continuously throughout the home downstairs, blending effortless style with low-maintenance durability perfect for beachside living. The light-filled main level centers around an open living area that flows directly onto a private, relaxing patio where you are just steps from the community's private beach access path and sparkling pool. Cooking and entertaining are a pleasure in the updated kitchen, which boasts modern cabinetry, a stylish backsplash, and stainless steel appliances. A fully renovated downstairs bath doubles as a convenient shower room, making post-beach cleanups effortless.

Next steps in Ocean Village

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,221
Property taxesest. at asking price, Duval County$1,551
HOAbilled monthly$760
Estimated total, before insurance$7,532/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,204/yr · $1,017/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,221
Principal & Interest: $5,221
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,405
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0038776 - City of Atlantic Beach GIS sewer lift station · Public water (record)

County records show this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer lift station — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,204/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $283/sq ft; this home is listed at $727/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2277 Seminole Road D, Atlantic Beach, FL 32233Listed by NON MLS (realMLS)Aug 2026$660,000$5503/31,20020.2
1820 Sevilla Boulevard 205, Atlantic Beach, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$485,000$3742/21,2961710.6
1101 W Defender Court 1101, Jacksonville, FL 32233Listed by REALHOME SERVICES AND SOLUTIONS INCAug 2026$137,000$1322/21,035470.9
791 Assisi Lane 2105, Jacksonville, FL 32233Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$162,000$1513/1.51,074291
791 Assisi Lane 1503, Jacksonville, FL 32233Listed by JWB REALTY LLCOct 2026$157,500$1473/1.51,0741611.1
901 Ocean Boulevard 58, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$290,000$2833/21,02471.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$727
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,307
Acres0.04 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2233 Seminole Road 24, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionOcean Village
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size1,742.4 sq ft
Parcel Number1695190146
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Maintenance Structure, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest, Parking Lot
ViewBeach, Ocean

Interior

Interior FeaturesCeiling Fan(s), Pantry
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 8, 2026
Days on Market45
HOA Fees$760 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$12,203.68
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Village

Ocean Village is a neighborhood in Atlantic Beach, FL (Duval County), ZIP 32233.

View all Ocean Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/24/2026

10:00 am - 12:00 pm

10/25/2026

11:00 am - 1:00 pm