Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Active·Listed today

901 Ocean Boulevard 58

Atlantic Beach, FL 32233

$300,000$293/sqftEst. $1,541/moMLS# 2161233

Beds

Baths

1,024

Sq Ft

1966

Built

—

Garage

Pool

About this home

Atlantic Beach

Welcome to this Atlantic Beach William Morgan mid-century modern condo, ideally located just steps from the sand. This first-floor residence presents a wonderful opportunity for a buyer ready to bring their vision and transform it into a coastal retreat of their own. With an east-facing orientation and a private fenced patio, the home offers a great setting for enjoying the coastal lifestyle. From the patio, take in views of the fireworks and Blue Angels displays. The existing patio fence will be completed as part of the renovation. The community offers a pool, laundry rooms, bike storage, and convenient hose bibs for rinsing off after a day at the beach or washing your car. Condo fees include water, sewer, trash, pest control, and use of the community pool. The unit also includes an assigned parking space, with additional guest parking available. An exceptional opportunity to renovate and personalize a piece of Atlantic Beach history in a prime location near the ocean.

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,541

Principal & Interest: $1,541

Property taxes (est.): $490

Insurance (est.): $200

Estimated Total Monthly

$2,231

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,541

Property taxesest. at asking price, Duval County$490

HOAbilled monthly$733

Estimated total, before insurance$2,764/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $263/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History