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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·45 days on market

901 Ocean Boulevard 58

Atlantic Beach, FL 32233

$300,000$293/sqftEst. $1,642/moMLS# 2161233
3
Beds
2
Baths
1,024
Sq Ft
1966
Built
—
Garage
No
Pool
FEMA Zone XHOA $733/mo871 sqft lotCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach

Welcome to this Atlantic Beach William Morgan mid-century modern condo, ideally located just steps from the sand. This first-floor residence presents a wonderful opportunity for a buyer ready to bring their vision and transform it into a coastal retreat of their own. With an east-facing orientation and a private fenced patio, the home offers a great setting for enjoying the coastal lifestyle. From the patio, take in views of the fireworks and Blue Angels displays. The existing patio fence will be completed as part of the renovation. The community offers a pool, laundry rooms, bike storage, and convenient hose bibs for rinsing off after a day at the beach or washing your car. Condo fees include water, sewer, trash, pest control, and use of the community pool. The unit also includes an assigned parking space, with additional guest parking available. An exceptional opportunity to renovate and personalize a piece of Atlantic Beach history in a prime location near the ocean.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,642
Property taxesest. at asking price, Duval County$490
HOAbilled monthly$733
Estimated total, before insurance$2,865/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$300,000
$60,000
Loan Term
Monthly Payment
$1,642
Principal & Interest: $1,642
Property taxes (est.): $490
Insurance (est.): $200
Estimated Total Monthly
$2,332
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,704 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $263/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 28, 2026Active Under Contract$300,000
  • Aug 21, 2026Listed$300,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$300,000
Price / Sq Ft$293
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,024
Acres0.02 acres
Year Built1966
TypeResidential
Sub-TypeCondominium
StyleMid-Century Modern
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address901 Ocean Boulevard 58, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionSeaplace
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size871.2 sq ft
Parcel Number1702370374

Amenities

AmenitiesPool, Laundry, Trash
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Guest

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingWood
RoofShingle
ConstructionBrick, Vinyl Siding

Additional Information

Date ListedAugust 21, 2026
Days on Market7
HOA Fees$733.37 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control, Trash, Water
Tax Amount$262.6
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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