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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·4 days on market

1673 Pacifico Way

Jacksonville, FL 32211

$320,000$181/sqftEst. $1,662/moMLS# 2163860
3
Beds
2.5
Baths
1,768
Sq Ft
2024
Built
1
Garage
No
Pool

About this home

Jacksonville

Welcome to turnkey, low maintenance living! Built just two years ago, this beautifully maintained end unit townhome offers 3 bedrooms, 2.5 bathrooms, and modern finishes throughout. The bright, open floor plan features a stylish kitchen with quartz countertops, sleek cabinetry, and a seamless connection to the main living area, perfect for everyday living and entertaining. Upstairs, the spacious primary suite offers a private retreat, while two additional bedrooms share a convenient Jack and Jill bathroom with matching quartz countertops. An attached one car garage completes the home. The HOA covers exterior maintenance, including the roof, building exterior, and lawn care, allowing you to enjoy a truly low maintenance lifestyle. Conveniently located near NAS Jacksonville, Naval Station Mayport, shopping, dining, beaches, EverBank Stadium, and major highways. With everything only two years old, this move in ready home is ready for its new owner!

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,662
Principal & Interest: $1,662
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,398
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,662
Property taxesest. at asking price, Duval County$523
HOAbilled monthly$237
Estimated total, before insurance$2,422/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,637/yr · $303/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,637/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 8, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$320,000
Price / Sq Ft$181
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,768
Acres0.08 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMerrill Road
MiddleLandmark
HighTerry Parker

Community Information

Address1673 Pacifico Way, Jacksonville, FL 32211
Area041-Arlington
SubdivisionEnclave At Mill Creek North Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size3,484.8 sq ft
Parcel Number1207100835
ZoningSingle Family

Amenities

AmenitiesMaintenance Grounds, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPorch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 8, 2026
Days on Market0
HOA Fees$237.25 / Monthly
HOA FrequencyMonthly
HOA NameEnclave at Mill Creek North Townhomes Association
HOA Fee IncludesMaintenance Structure
Tax Amount$3,636.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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