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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 4, 2026·103 days on market·Recent sales in Jacksonville

10161 Ramsey Falls Drive

Jacksonville, FL 32222

$355,000sold priceListed at $359,900 · 98.6% of asking$142/sqftMLS# 2141879
4
Beds
2.5
Baths
2,506
Sq Ft
2018
Built
2
Garage
No
Pool
FEMA Zone XHOA $88/mo7,405 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Move-in ready four-bedroom, 2.5-bathroom home located in the desirable Longleaf community of Jacksonville. Welcoming you at the front of the home are a formal dining room and a private office, ideal for remote work or a quiet study. The heart of the home is a spacious open-concept kitchen that seamlessly overlooks the main living area, creating an airy and connected environment perfect for entertaining guests. Updated with premium quartz countertops and modern stainless steel appliances, the kitchen provides a functional and stylish workspace for the home chef. The primary suite serves as a true private retreat, offering a spacious sanctuary complete with a dedicated ensuite bathroom and a large walk-in closet for ample storage. Commuters will appreciate the rapid access to I-295 and Collins Road, ensuring a smooth drive to NAS Jacksonville, the Cecil Commerce Center, and downtown. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,966
Property taxesest. at asking price, Duval County$580
HOAbilled annually$88
Estimated total, before insurance$2,634/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,610/yr · $551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,000
$71,000
Loan Term
Monthly Payment
$1,966
Principal & Interest: $1,966
Property taxes (est.): $580
Insurance (est.): $237
Estimated Total Monthly
$2,783
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tar/Gravel — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,745 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$350,955$350,955—
2024$339,554$329,585▲ $11,000
2023$342,501$299,623—
2022$307,182$272,385—
2021$247,623$247,623—
2020$239,837$239,837▲ $5,000

2025 property taxes (current owner): $6,610/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$359,900
  • Aug 5, 2026Pending$359,900
  • Jul 17, 2026Price change$359,900−$10,100
  • Apr 24, 2026Listed$370,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9918 Pavnes Creek Drive, Jacksonville, FL 32222Listed by KELLER WILLIAMS ST JOHNSAug 2026$414,000$1654/2.52,510520.2
7261 Longleaf Branch Drive, Jacksonville, FL 32222Listed by ENTERA REALTY LLCOct 2026$349,900$1524/32,297900.4
7002 Beekman Lake Drive, Jacksonville, FL 32222Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$326,000$1424/2.52,295650.5
6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COASTSep 2026$294,500$1633/21,802380.5
9624 Grove Hill Lane, Jacksonville, FL 32222Listed by RPB REALTY,INCSep 2026$355,000$2024/21,759150.5
6668 Breeze Hill Court, Jacksonville, FL 32222Listed by MOMENTUM REALTYSep 2026$360,000$1734/32,080371

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,900
Price / Sq Ft$144
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,506
Acres0.17 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryEnterprise
MiddleWestside
HighWestside High School

Community Information

Address10161 Ramsey Falls Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size7,405.2 sq ft
Parcel Number0164099280
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Patio / PorchPatio, Screened
RoofTar/Gravel
ConstructionVinyl Siding

Additional Information

Date ListedApril 24, 2026
Days on Market103
HOA Fees$1,056 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,610.38
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENTERA REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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