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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Waverly Place, Jacksonville.

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Active·50 days on market·Waverly Place

13214 Companion Circle

Jacksonville, FL 32224

$405,000$238/sqftEst. $2,226/mo mortgageMLS# 2163517
↓ $20,000 below original list
3
Beds
2
Baths
1,705
Sq Ft
1996
Built
2
Garage
No
Pool

All Waverly Place homes for sale →Search Waverly Place on the map

FEMA Zone XNo HOA12,632 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Waverly Place

BRING THE BOAT--THERE'S NO HOA! If you're looking for a home that's comfortable, easy to live in and made for the Florida lifestyle, this one checks the boxes. Inside you'll find a great split-bedroom floor plan, an open family room, kitchen with a sunny breakfast nook and a separate dining room. The wood-floor entry with decorative medallion adds a nice touch of character. The spacious owner's suite gives you your own private retreat with split vanities and a separate shower. There's also a convenient laundry room and 2-car garage. Out back may just become your favorite spot! The large covered porch overlooks a quiet backyard with plenty of room to relax, grill and enjoy Florida evenings. A gated side yard gives you room for the boat, trailer or weekend toys. Great floor plan, great outdoor space and NO HOA--come take a look!

Next steps in Waverly Place

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,226
Property taxesest. at asking price, Duval County$661
Estimated total, before insurance$2,887/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,808/yr · $234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$405,000
$81,000
Loan Term
Monthly Payment
$2,226
Principal & Interest: $2,226
Property taxes (est.): $661
Insurance (est.): $270
Estimated Total Monthly
$3,157
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,808/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Price change$405,000−$10,000
  • Sep 14, 2026Price change$415,000−$10,000
  • Sep 4, 2026Listed$425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $238/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350
13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLCOct 2026$392,750$3023/21,301970.2
2388 Covington Creek Drive W, Jacksonville, FL 32224Listed by MOMENTUM REALTYOct 2026$540,000$2623/22,06340.5
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469290.6
13891 Ibis Point Boulevard, Jacksonville, FL 32224Listed by HERRON REAL ESTATE LLCOct 2026$545,000$2644/22,06141
12763 Caribou Court, Jacksonville, FL 32246Listed by KST GROUP LLCOct 2026$340,000$2402/21,41661

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$405,000
Price / Sq Ft$238
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,705
Acres0.29 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address13214 Companion Circle, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionWaverly Place
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size12,632.4 sq ft
Parcel Number1671595380

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Refrigerator, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Carport

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFrame
Road FrontageCity Street

Additional Information

Date ListedSeptember 4, 2026
Days on Market47
Tax Amount$2,807.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ASSIST2SELL FULL SERVICE REALTY LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Waverly Place

Waverly Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Waverly Place homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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